Property Type: Detached HouseOwnership: Freehold

7508 146 STREET

Surrey, BC V3S8T9

$1,299,000

4 bed3 bath4 parking2,988 sqftBuilt 1999
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Style
Ranch, 2 Level
Lot size
4,518 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,206.34 (2026)

Interior

Basement
Finished, Full, Separate entrance
Heating
Forced air, Natural gas
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Building

Water source
Municipal water
Sewer
Sanitary sewer, Storm sewer
Utilities
Water, Natural Gas, Electricity

Parking

Total spaces
4 — covered indicated
Features
Garage, Open

Listing Information

MLS®
R3155039
Listed
August 12, 2026
Time on market
On the market for 19 days
Tax assessment year
2026
Data last synced
September 1, 2026

Listing provided by: eXp Realty of Canada, Inc. · Data source: CREA DDF.

Description

SENIORS & YOUNG FAMILIES - RARE ONE-LEVEL LIVING WITH BASEMENT! This 2988 SF Polygon-built rancher w/ basement offers 4 beds/3 baths, including a PRIMARY BEDROOM ON THE MAIN. The main floor features 14' vaulted ceilings, 2 bedrooms, 2 full baths, gas fireplace & island kitchen with walkout to a private patio and fenced yard-perfect for entertaining & family fun. Fully finished basement w/ SEPARATE ENTRY includes 2 large bedrooms, full bath, huge rec room, den/office & flex room, with excellent potential for a 1- or 2-bedroom suite/mortgage helper. Walk to Chimney Heights Park & Chimney Hill Elementary in 5 mins. Shopping, gyms & amenities just 5 mins away. A versatile home for every stage of life! (id:63159)

Values & Trends

This listing

$435/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

14°C

Clear

Humidity 87%

Wind S calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chimney Hill ElementaryElementary354 m
M B Sanford ElementaryElementary775 m
T E Scott ElementaryElementary997 m
Frank Hurt SecondaryElementary1.4 km
Janice Churchill ElementaryElementary1.4 km
Georges Vanier ElementaryElementary1.4 km
Cornerstone Montessori School(Independent)Elementary1.7 km
Enver Creek SecondaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 144 St @ 76 Ave457 m
Northbound 144 St @ 74A Ave458 m
Northbound 144 St @ 76 Ave464 m
Southbound 144 St @ 74A Ave500 m
Southbound 144 St @ 77A Ave562 m

Nearby Places

Parks (5+)

  • CHIMNEY HEIGTS PARK190 m
  • Chimney Heights Park195 m
  • Unnamed523 m
  • John Tompson Park629 m
  • Nichol Estates Park719 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,200.00
Periodic payment — Principal & Interest (monthly)$6,704.57
Additional monthly expenses (strata, tax, utilities, etc.)$582.86
Total monthly cost$7,287.43
Interest paid over 5-yr term$297,837.71
Balance at end of term$934,763.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,182.21

Cash Needed at Closing

Minimum down payment$104,900
Estimated BC PTT$23,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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