Property Type: Detached HouseOwnership: Freehold

7532 CARIBOO CHALET ROAD

Deka Lake / Sulphurous / Hathaway Lakes, BC V0K1X0

$489,900

2 bed1 bath1,088 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.54 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,462.76 (2026)

Interior

Basement
Crawl space
Heating
Baseboard heaters, Electric, Pellet
Fireplace
Yes (1)

Building

Foundation
Concrete Block
Roof
Metal, Conventional

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
FoyerMain level

Listing Information

MLS®
R3150718
Listed
July 28, 2026
Time on market
On the market for 34 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Charming 2-bedroom, 1-bathroom home on just over half an acre directly across from the Deka Lake public lake access. Whether you're looking for a year-round home, recreational getaway, or investment property, this location puts boating, fishing, swimming, and endless outdoor adventure just steps away. The property offers plenty of storage with three storage sheds for tools, lake toys, and outdoor equipment. A fantastic opportunity to enjoy the relaxed Deka Lake lifestyle with easy access to the lake and everything the South Cariboo has to offer. (id:63159)

Values & Trends

This listing

$450/sqft

Building average

No other active listings in this building

Deka Lake / Sulphurous / Hathaway Lakes average

$398/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary20.8 km
Forest Grove ElementaryElementary24.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$391,920.00
Periodic payment — Principal & Interest (monthly)$2,528.53
Additional monthly expenses (strata, tax, utilities, etc.)$259.23
Total monthly cost$2,787.76
Interest paid over 5-yr term$112,325.40
Balance at end of term$352,533.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,578.80

Cash Needed at Closing

Minimum down payment$24,495
Estimated BC PTT$7,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,793

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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