Property Type: Condo / ApartmentOwnership: Strata

7540 Russel Creek FSR Lot# 45

Barriere, BC V0E2E0

$429,900

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Amenities

Also listed: RV Storage

Property Details

Property & Lot

Sub-type
Other
Lot size
0.18 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$100/mo
Annual property tax
$925

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10389545
Listed
May 30, 2026
Time on market
On the market for 93 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** Price reduced! Rare waterfront recreational property at Barriere Ridge Resort on East Barriere Lake, approx. 1.25 hrs from Kamloops. Fully developed, turnkey lakefront setup with private beach access, dock system, deep-water moorage and a large outdoor living area already in place. Approx. 18 ft water depth at the end of the dock provides excellent seasonal lake access. East Barriere Lake is a warm, quiet lake ideal for swimming, fishing, paddling and relaxing. The lot has been substantially improved with a retaining/foundation wall, professional landscaping, concrete firepit area, stairs, large deck, glass railings, shade sails and covered patio area. Low annual carrying costs: approx. $1,200 resort dues, $925 property taxes and $185 hydro. Ownership is through a shared-interest/co-operative resort structure with associated rights of use and proportional interest in resort lands/common assets. Not fee simple; conventional bank financing is generally not available. Seasonal vehicle access; winter access by snowmobile or approx. 1.5 km hike-in. Vendor financing available, additional fees may apply. See brochure link for full details. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Barriere average

$393/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Clearwater

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

1,765

(2021 Census)

+3% since 2016

Density: 164.5/km²

Dwellings: 848

Median household income: $66,500

After-tax: $62,000

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2% · 35
  • United States of America1.1% · 20
  • Germany0.8% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Barriere Elementary-SecondaryK-1223.5 km
Barriere ElementaryElementary24.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$343,920.00
Periodic payment — Principal & Interest (monthly)$2,218.86
Additional monthly expenses (strata, tax, utilities, etc.)$177.08
Total monthly cost$2,395.94
Interest paid over 5-yr term$98,568.46
Balance at end of term$309,357.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,140.49

Cash Needed at Closing

Minimum down payment$21,495
Estimated BC PTT$6,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,593

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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