Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

7650 Finch Road

Lake Country, BC V4V1M9

$9,350,000

3 bed3 bath10 parking6,254 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
3.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$23,485.27

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Hardwood, Ceramic Tile

Exterior & Lot

View
Lake view, Mountain view, View of water, View (panoramic)
Pool
Pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, RV, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level11'6'' x 15'11''
OtherSecondary Dwelling Unit9'6'' x 19'5''
Partial bathroomSecondary Dwelling Unit3'3'' x 6'1''
Full bathroomSecondary Dwelling Unit9'0'' x 28'7''
Living roomSecondary Dwelling Unit16'4'' x 9'7''
KitchenSecondary Dwelling Unit6'6'' x 14'9''
Dining roomSecondary Dwelling Unit9'11'' x 14'8''
Primary BedroomSecondary Dwelling Unit9'1'' x 10'6''
StorageLower level9'8'' x 9'6''
BedroomLower level16'10'' x 13'4''
GymLower level16'10'' x 21'4''
Utility roomLower level12'2'' x 17'11''
Recreation roomLower level29' x 20'7''
StorageLower level9'8'' x 9'6''
BedroomLower level11'2'' x 13'8''
Laundry roomMain level13'11'' x 12'3''
PantryMain level9'1'' x 10'1''
3pc BathroomMain level11'6'' x 15'11''
5pc Ensuite bathMain level19'5'' x 9'1''
Primary BedroomMain level14'6'' x 16'5''
DenMain level16'5'' x 15'5''
KitchenMain level21' x 10'11''
Dining roomMain level21'4'' x 9'10''
Living roomMain level28'2'' x 21'9''

Listing Information

MLS®
10387080
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to Pebble Beach 2.0, a private modern estate where architecture meets the beach. The principal residence built in 2026 offers more than 4,700 square feet of refined living, with three bedrooms plus a den and three bathrooms, complemented by a separate 850-square-foot, one bedroom, one bathroom beach villa built in 2020 just steps from the water, and an additional detached 185-square-foot bunkhouse/flex structure. Together the three structures create a private compound across 3.17 acres with 235 feet of lakeshore frontage, new paved road access, and versatility for family, guests, work, recreation, and entertaining. At the heart of the main residence is a heated saltwater infinity pool, directly accessible through an entire open wall of sliding glass doors. Two black slate patios extend the living experience beachside and around the villa, while a beautifully integrated retaining-wall garden adds texture and softness to the modern landscape. Access to the beach is effortless, with ramps leading directly to the waterfront, creating an accessible connection to the shoreline via golf-cart or side-by-side with easy access to your licensed dock. Both the main residence and beach villa offer the opportunity for single-level living, while an elevator provides convenient access throughout the main home. Heated floors extend throughout the main residence, including both garages, creating year-round comfort. The interiors pair architectural simplicity with some of the finest European design, including an Italian kitchen, Poliform cabinetry and closets, CEA plumbing fixtures, and Miele and Gaggenau appliances. This is not simply a home on the beach. It is a carefully designed modern compound, where architecture, landscape, water, and lifestyle have been brought together as one cohesive experience. This is a rare opportunity to own a truly exceptional waterfront property, where every day can feel like a stay at a private architectural resort. GST included. (id:63159)

Values & Trends

This listing

$1,495/sqft

Building average

No other active listings in this building

Lake Country East / Oyama average

$883/sqft

42 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle3.4 km
George Elliot SecondarySecondary3.4 km
Peter Greer ElementaryElementary4.1 km
Davidson Road ElementaryElementary4.2 km
Aberdeen Hall Preparatory School(Independent)K-128.9 km
North Glenmore ElementaryElementary9.3 km
Dr Knox Middle SchoolMiddle9.9 km
Ellison ElementaryElementary10.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Lake Country Bike Park · 8865 Okanagan Centre Rd W678 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($1,870,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$7,480,000.00
Periodic payment — Principal & Interest (monthly)$48,258.42
Additional monthly expenses (strata, tax, utilities, etc.)$2,270.11
Total monthly cost$50,528.53
Interest paid over 5-yr term$2,143,789.50
Balance at end of term$6,728,284.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$1,870,000
Stress test qualifying rate8.09%
Payment you must qualify for$57,518.58

Cash Needed at Closing

Minimum down payment$1,870,000
Estimated BC PTT$385,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$2,257,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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