Property Type: Detached HouseOwnership: Freehold

774&776 Steward Dr

Mayne Island, BC V0N2J2

$2,000,000

1 bed1 bath10 parking628 sqftBuilt 1963
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Property Details

Property & Lot

Sub-type
House
Lot size
1.6 acres
Zoning
Residential

SR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,983

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level11'9 x 15'6
KitchenMain level9'11 x 10'0
BathroomMain level5'0 x 7'3
Living roomMain level15'5 x 15'10

Listing Information

MLS®
1044860
Listed
August 8, 2026
Time on market
On the market for 23 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Mayne-Pender · Data source: CREA DDF.

Description

Enjoy magical summertime living in Horton Bay with your own private dock & steps away from Aitken Point which is a boat launch and a beautiful sandy beach! 2 stunning waterfront properties being sold together for one price for under assessment. A 1 bed, 1 bath 628 s/f summer cabin, a studio, a bunky and a whimsical workshop on one property, and a bare land with potential to develop. Includes your own drilled well and septic system. Bring friends and family and bask in the southern sun while beach combing or bring the kayak and paddle around the serene, calm bay. Come Feel the Magic! (id:63159)

Values & Trends

This listing

$3,185/sqft

Building average

No other active listings in this building

Mayne Island average

$715/sqft

22 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mayne Island SchoolElementary3.2 km
Saturna Island Elementary SecondaryK-126.8 km
Pender Islands Elem-SecondaryElementary/Middle7.4 km
Galiano Community SchoolElementary8.8 km
Salt Spring ElementaryElementary18.9 km
Gulf Islands SecondarySecondary19.3 km
Phoenix PlaceSecondary19.3 km
Parkland SecondarySecondary22.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($400,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,600,000.00
Periodic payment — Principal & Interest (monthly)$10,322.66
Additional monthly expenses (strata, tax, utilities, etc.)$779.58
Total monthly cost$11,102.24
Interest paid over 5-yr term$458,564.60
Balance at end of term$1,439,205.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$400,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,303.44

Cash Needed at Closing

Minimum down payment$400,000
Estimated BC PTT$38,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$439,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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