Property Type: Condo / ApartmentOwnership: Strata

778 Rutland Road N Unit# 308

Kelowna, BC V1X8B3

$419,000

2 bed2 bath1 parking1,125 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$396/mo
Annual property tax
$2,193

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Brick, Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'10'' x 5'5''
Full bathroomMain level
3pc Ensuite bathMain level8'10'' x 5'6''
BedroomMain level13'4'' x 11'3''
Primary BedroomMain level14'0'' x 11'9''
KitchenMain level9'7'' x 13'6''
Living roomMain level25'0'' x 17'8''

Listing Information

MLS®
10383712
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Welcome to The Legacy —a well-designed 2 bed, 2 bath condo offering comfort, functionality, and great natural light. This split-bedroom layout provides ideal separation for privacy, featuring a spacious primary bedroom with two closets and a 3-piece ensuite, plus a generously sized second bedroom and full main bathroom—perfect for guests, family, or a home office. The open-concept kitchen includes a convenient sit-up bar and flows seamlessly into the bright dining and living area—ideal for everyday living and entertaining. Step outside onto your west-facing patio to enjoy evening sun and beautiful Okanagan sunsets. A standout feature is the large in-unit laundry room, offering extra storage space that’s hard to find in condo living. Complete with secure underground parking, a storage locker, and pet-friendly living. Located in a convenient area close to walking distance elementary, middle, and high schools, and just minutes to the YMCA, parks, sports fields, and dog parks. Nearby grocery stores, restaurants, and everyday amenities make this a highly livable location. Only a short drive to the airport and UBCO. Great opportunity for first-time buyers, investors, or downsizers and young families! Option to upgrade kitchen, see photo and ask for more details! (id:63159)

Values & Trends

This listing

$372/sqft

Building average

$455/sqft

1 active listing(s)

Rutland North average

$454/sqft

47 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Middle SchoolMiddle158 m
Rutland Senior SecondaryElementary357 m
Rutland ElementaryElementary852 m
Pearson Road ElementaryElementary874 m
South Rutland ElementaryElementary1.4 km
Flex Academy(Independent)K-121.5 km
Kelowna Arts Academy(Independent)K-121.8 km
Belgo Elementary SchoolElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Jaide & Joel's Baking Company · 555 Montgomery Road409 m

Parks (4)

  • Sumac Park547 m
  • Rutland Recreation Park551 m
  • Briarwood Park656 m
  • Harris Park709 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,200.00
Periodic payment — Principal & Interest (monthly)$2,162.60
Additional monthly expenses (strata, tax, utilities, etc.)$635.24
Total monthly cost$2,797.84
Interest paid over 5-yr term$96,069.28
Balance at end of term$301,513.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,060.87

Cash Needed at Closing

Minimum down payment$20,950
Estimated BC PTT$6,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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