Property Type: Detached HouseOwnership: Freehold

7781 HART ROAD

Halfmoon Bay, BC V7Z1A2

$980,000

4 bed3 bath6 parking2,508 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
137.79 x 67
Frontage
137.9 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,702.91 (2024)

Interior

Heating
Baseboard heaters, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
6 — covered indicated
Features
Garage, RV

Listing Information

MLS®
R3102751
Listed
March 24, 2026
Time on market
On the market for 161 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Parallel 49 Realty · Data source: CREA DDF.

Description

In the Hart of Halfmoon Bay. Bordered on one side by a Park, the .71 acre property features 4 bedrooms, 3 baths, a spacious kitchen and huge living room. The lower floor has 2 bedrooms (both with their own sink!) and a flex room that could be another bedroom. The enormous shop has a mezzanine and is large enough to store your toys and work on your next project There is an attached single garage on the house that could be turned in to a hobby or games room. Great exposure is perfect for gardening. (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Halfmoon Bay average

$718/sqft

31 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Halfmoon Bay ElementaryElementary1.5 km
West Sechelt ElementaryElementary4.8 km
Kinnikinnick ElementaryElementary7.0 km
Secondaire ChatelechSecondary7.2 km
Chatelech SecondaryElementary7.2 km
du PacifiqueElementary7.5 km
Davis Bay ElementaryElementary11.1 km
Roberts Creek ElementaryElementary17.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Welcome Woods Market · 7816 Fawn Road187 m

Nearby places data: © OpenStreetMap contributors.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($73,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$784,000.00
Periodic payment — Principal & Interest (monthly)$5,058.10
Additional monthly expenses (strata, tax, utilities, etc.)$433.58
Total monthly cost$5,491.68
Interest paid over 5-yr term$224,696.65
Balance at end of term$705,210.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,974.51

Cash Needed at Closing

Minimum down payment$73,000
Estimated BC PTT$17,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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