Property Type: Detached HouseOwnership: Freehold

7791 Hudgrove Rd

Lake Cowichan, BC V0R2G0

$1,099,000

1 bed2 bath10 parking1,625 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Lot size
5.55 acres
Zoning
Residential

RC-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,143

Interior

Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
StorageMain level4'10 x 6'11
StorageMain level9'7 x 6'11
Laundry roomMain level
BathroomMain level7'10 x 11'2
Recreation roomMain level22'10 x 12'1
Family roomMain level22'10 x 16'10
BathroomSecond level4'8 x 9'6
BedroomSecond level10'1 x 13'5
Dining roomSecond level11'1 x 10'6
Living roomSecond level20'8 x 12'8
KitchenSecond level9'1 x 16'3

Listing Information

MLS®
1045221
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Set on 5.55 acres with approximately 300 feet of Cowichan River frontage, this exceptional property offers a rare combination of privacy, space, and direct access to one of the Cowichan Valley’s most beautiful natural settings. Tucked away just minutes from the Town of Lake Cowichan, it offers the feeling of a private riverside retreat while remaining close to everyday amenities. The home offers approximately 1,625 square feet over two levels. The upper floor features an open kitchen, dining, and living area that opens onto a generous deck overlooking the surrounding landscape. A spacious bedroom and full bathroom complete the main level. Downstairs, a large family room, three piece bathroom, laundry, and flexible space provide room for guests, hobbies, or recreation. Outside, two seasonal cabins provide accommodation for extended family or visitors, while a detached workshop, gazebo, fire pit area, and inviting outdoor gathering spaces complete this unique riverside property. (id:63159)

Values & Trends

This listing

$676/sqft

Building average

No other active listings in this building

Lake Cowichan average

$487/sqft

34 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary2.0 km
Lake Cowichan SecondaryElementary2.3 km
Lake Cowichan ElementaryElementary2.3 km
Tansor ElementaryElementary20.3 km
Ecole Mount Prevost ElementaryElementary21.7 km
Drinkwater ElementaryElementary22.3 km
Queen Margaret's(Independent)K-1222.9 km
Cowichan Open SchoolSecondary23.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$259.58
Total monthly cost$5,931.88
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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