Property Type: Detached HouseOwnership: Freehold

781 Cliff Rd

Quadra Island, BC V0P1N0

$589,000

1 bed1 bath4 parking447 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Lot size
17,424 square feet
Zoning
Residential

RU-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,735.14

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
StorageMain level4'11 x 5'4
BedroomMain level7'6 x 10'11
KitchenMain level7'6 x 9'2
Living roomMain level12'10 x 14'4

Listing Information

MLS®
1039910
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island North · Data source: CREA DDF.

Description

Perched above Gowlland Harbour on Quadra Island, this custom built cottage by Marshall Toelle delivers sweeping ocean views that stretch across the harbour and beyond. At 447 sq ft, the home is quaint yet surprisingly spacious, featuring exposed beam ceilings, large windows, a durable metal roof, and a southwest facing deck that captures afternoon sun well into the evening. Thoughtfully designed with a modern aesthetic, the interior offers a bright open concept living and dining area that flows naturally into the kitchen. The bedroom is comfortable and inviting, while the stylish 3-piece bathroom features a beautifully tiled shower. Large windows throughout the home showcase the stunning views and create a seamless connection to the surrounding landscape. A dedicated laundry area completes the functional layout. Outside, the 0.4 acre lot offers room to breathe and the potential to expand, with well and septic already in place. Move in ready and full of charm, this is the perfect place to experience Quadra Island's wild coastline, genuine community, and a pace of life that's hard to find anywhere else. Whether you're looking for a weekend retreat, a full time island base, or simply a foothold on one of BC's most coveted islands, this is a rare find. (id:63159)

Values & Trends

This listing

$1,318/sqft

Building average

No other active listings in this building

Quadra Island average

$668/sqft

15 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Quadra ElementaryElementary4.1 km
Ecole Phoenix MiddleElementary7.0 km
Ecole Des Deux Mondes ElementaryElementary7.5 km
Ripple Rock ElementaryElementary7.6 km
Carihi SecondaryElementary7.9 km
Secondaire CarihiSecondary7.9 km
Cedar ElementaryElementary8.0 km
Pinecrest ElementaryElementary9.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Campbell River (SD72)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($33,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$471,200.00
Periodic payment — Principal & Interest (monthly)$3,040.02
Additional monthly expenses (strata, tax, utilities, etc.)$166.60
Total monthly cost$3,206.62
Interest paid over 5-yr term$135,047.27
Balance at end of term$423,845.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,268.52

Cash Needed at Closing

Minimum down payment$33,900
Estimated BC PTT$9,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$45,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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