Property Type: Detached HouseOwnership: Freehold

7821 Old Kamloops Road

Vernon, BC V1H1W8

$1,690,000

6 bed5.5 bath10 parking3,600 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.95 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,903

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Vinyl

Exterior & Lot

Exterior features
Brick, Vinyl siding
View
Lake view, Mountain view, Valley view
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Attached Garage, Detached Garage, RV, Oversize, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherThird level30' x 50'
OtherThird level32' x 70'6''
OtherLower level22'8'' x 20'9''
Laundry roomLower level7'10'' x 12'3''
Mud roomLower level9' x 12'3''
Utility roomLower level5'9'' x 8'9''
BedroomLower level13'9'' x 11'9''
BedroomLower level13'10'' x 11'2''
3pc BathroomLower level5'2'' x 11'2''
Family roomLower level22'2'' x 23'5''
2pc BathroomLower level7' x 6'
OfficeLower level13'8'' x 12'5''
FoyerLower level17'6'' x 10'5''
BedroomMain level10'10'' x 9'9''
BedroomMain level12'1'' x 10'1''
4pc Ensuite bathMain level8'5'' x 7'3''
BedroomMain level10'5'' x 11'1''
OtherMain level8' x 6'
5pc Ensuite bathMain level10'6'' x 6'
Primary BedroomMain level17'11'' x 11'7''
Full bathroomMain level10'11'' x 5'2''
Living roomMain level15'6'' x 12'1''
Dining roomMain level10'9'' x 12'9''
Dining roomMain level20' x 11'
KitchenMain level17'5'' x 11'8''

Listing Information

MLS®
10377723
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

One of a kind property on Swan Lake! 1.95 manicured acres with an immaculate 6 bed/4.5 bath home with 2 detached Shops for your auto or wdworking hobbies. The home is of quality construction on 2 full levels. From the spacious entrance follow the curved staircase to the upper main floor to find the open living and dining rooms then the kitchen with an Island/eating bar. Off the kitchen is direct access to the covered 10'x43' deck where you will sit and enjoy your morning coffee over looking the Lake and enjoying the song birds in this natural wildlife sanctuary. The primary bedroom is on this level with an attached 5 pce. ensuite bath and walk-in closet. 3 more bedrms. with a ""Jack and Jill"" bathrm conveniently situated between 2 of them as well as another full bath. Downstairs off the foyer is the office/den along with a 2 pce. powder room. Also on the ground floor is an oversized family room with gas fireplace, 2 remaining bedrms, full bathrm and laundry. The ground floor could easily be converted to a separate suite with the side entrance and covered 10' x 43' patio. Outbuildings include a 32'W x70L'x 8'H' insulated/partitioned Shop with 200 amp service with roughed in plumbing, 2nd Shop is 30'W x 50'L x 16'H with 2x14' roll up doors with 100 amp service. The landscaping includes a stone water fountain and pond along with ample lawns and mature trees. The home is heated with Gas forced air furnace and cooled with central A/C. Water via drilled Well. All perimeter fenced. (id:63159)

Values & Trends

This listing

$469/sqft

Building average

No other active listings in this building

Swan Lake West average

$391/sqft

21 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 79%

Wind E 6 km/h

Today

27°

Tonight

13°

Wednesday

22°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vernon Christian School(Independent)K-122.4 km
B X ElementaryElementary5.2 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle5.8 km
Harwood ElementaryElementary5.8 km
Alexis Park ElementaryElementary6.2 km
W.L. Seaton SecondarySecondary6.3 km
Silver Star ElementaryElementary6.9 km
Ecole Beairsto ElementaryElementary6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($338,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,352,000.00
Periodic payment — Principal & Interest (monthly)$8,722.65
Additional monthly expenses (strata, tax, utilities, etc.)$671.92
Total monthly cost$9,394.56
Interest paid over 5-yr term$387,487.09
Balance at end of term$1,216,128.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$338,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,396.41

Cash Needed at Closing

Minimum down payment$338,000
Estimated BC PTT$31,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$371,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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