Property Type: Detached HouseOwnership: Freehold

784 Cliffe Rd

Quadra Island, BC V0P1H0

$919,000

4 bed2 bath3 parking2,350 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Lot size
17,555 square feet
Zoning
Residential

RU-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,170.93

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
3 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level14'0 x 12'11
LoftSecond level13'8 x 7'3
Living roomMain level18'10 x 16'8
Laundry roomMain level12'10 x 7'3
KitchenMain level14'7 x 10'0
Family roomLower level18'0 x 13'0
EntranceLower level10'0 x 4'11
EnsuiteLower level4-Piece
EnsuiteMain level4-Piece
Dining roomMain level12'10 x 7'3
BedroomLower level12'0 x 9'0
BedroomLower level18'0 x 12'6
BedroomSecond level14'6 x 13'4

Listing Information

MLS®
1039378
Listed
June 8, 2026
Time on market
On the market for 84 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CR) · Data source: CREA DDF.

Description

Remarkable ocean-view home overlooking Gowlland Harbour on Quadra Island's west side. This beautiful family residence features post and beam construction with high vaulted ceilings, blending seamlessly with its natural surroundings, including a towering arbutus tree in the front yard and stunning rockwork around the gardens. The lower level offers a spacious family room with a wood stove and original brickwork, a bedroom, and a guest suite with a four-piece bathroom and private deck, ideal for a B&B. Stairs lead up to the main level, which boasts a spacious open floor plan. The kitchen features oak cabinets, a custom wood island, tile flooring, and stainless steel appliances, with a door opening to a side deck that wraps around the back of the home. The dining room has a sliding door to the large front deck, and the sunken living room features a floor-to-ceiling rock fireplace. The master bedroom on the main level includes a walk-in closet, a sliding door to the front deck, and a four-piece ensuite. The upper level features a loft area currently used as an office space and another bedroom. This home showcases beautiful wood finishes and custom tile work throughout. Additional amenities include an attached garage/workshop at the front and a detached storage shed in the backyard. Situated on a beautifully landscaped, fully fenced 0.4-acre lot with a sunny westerly exposure, established garden beds, and fruit trees, this property is midway between Quathiaski Cove and Heriot Bay. It offers easy access to all services: a five-minute drive to either location and less than a five-minute walk to a marina. (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Quadra Island average

$729/sqft

15 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Quadra ElementaryElementary4.2 km
Ecole Phoenix MiddleElementary7.0 km
Ecole Des Deux Mondes ElementaryElementary7.5 km
Ripple Rock ElementaryElementary7.6 km
Carihi SecondaryElementary7.9 km
Secondaire CarihiSecondary7.9 km
Cedar ElementaryElementary8.0 km
Pinecrest ElementaryElementary9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($66,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$735,200.00
Periodic payment — Principal & Interest (monthly)$4,743.26
Additional monthly expenses (strata, tax, utilities, etc.)$465.58
Total monthly cost$5,208.84
Interest paid over 5-yr term$210,710.43
Balance at end of term$661,314.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$66,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,552.35

Cash Needed at Closing

Minimum down payment$66,900
Estimated BC PTT$16,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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