Property Type: Detached HouseOwnership: Freehold

79 GAY Crescent

Kitchener, BC N2A2C2

$699,900

3 bed2.5 bath2 parking1,750 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Style
Raised bungalow
Stories
1
Frontage
66 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,611.88

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Hood Fan, Window Coverings

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Automatic Garage Door Opener, Private Yard

Building

Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Cable

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
5pc BathroomMain level
Laundry roomBasement13'3'' x 15'10''
Recreation roomBasement26'11'' x 12'3''
BedroomMain level8'10'' x 11'0''
BedroomMain level9'7'' x 13'8''
Primary BedroomMain level10'0'' x 13'9''
Dining roomMain level10'4'' x 9'2''
Living roomMain level17'0'' x 12'4''
KitchenMain level9'10'' x 13'2''
2pc BathroomBasement
Living roomMain level12'6'' x 17'1''

Listing Information

MLS®
40853132
Listed
August 6, 2026
Time on market
On the market for 39 days
Data last synced
September 15, 2026

Listing provided by: PEAK REALTY LTD. · Data source: CREA DDF.

Description

Welcome to 79 Gay Crescent. This 3 bedroom, 2 bathroom raised bungalow has a lot to offer in a quiet mature Stanley Park neighborhood. This home features a fully finished lower level with a separate entrance, 2 piece bathroom, an oversized laundry room great for storage plus an additional shower, a home office/den area with huge windows and a cozy fireplace. Main floor offers 3 good sized bedrooms all with natural hardwood flooring, an updated main bath with double sinks, bright eat in kitchen, dining room and large living room perfect for entertaining or simply relaxing. Large fenced private back yard with a deck, shed and room for gardening. Close to shopping, schools and parks. Available for a quick closing this home shows very clean and inviting for a growing family or for the empty nesters looking to downsize. (id:63159)

Values & Trends

This listing

$400/sqft

Building average

No other active listings in this building

226 - Stanley Park/Centreville average

$393/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$472.32
Total monthly cost$4,084.74
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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