Property Type: Land / LotOwnership: Freehold

79 Okanagan Avenue W

Penticton, BC V2A3K8

$649,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.17 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,903.88

Interior

Fireplace
None

Listing Information

MLS®
10394913
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Centrally located, 0.167 acre duplex zoned building lot in Penticton. Alley access in the back. Short walk to shopping, restaurants, schools and parks. Plans and renderings available. (id:63159)

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Holy Cross School(Independent)Elementary/Middle954 m
Penticton Christian School(Independent)K-121.3 km
Wiltse ElementaryElementary1.6 km
Princess Margaret SecondarySecondary1.7 km
Secondaire de PentictonSecondary1.7 km
Penticton SecondarySecondary1.7 km
ConnectEd - Alternative ProgramsSecondary1.8 km
Entre-lacsElementary/Middle2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Earls · 1848 Main Street260 m
  • Boston Pizza264 m
  • White Spot · Main Street297 m
  • Kura682 m

Cafes (5+)

  • Tim Hortons296 m
  • Wheatgrass Cafe · Main Street367 m
  • Starbucks · 1636 Main Street412 m
  • Blenz Coffee · 2111 Main Street507 m
  • Starbucks779 m

Grocery (5+)

  • Save-On-Foods328 m
  • Whole Foods Market · Main Street375 m
  • Penticton Global Grocers · 2150 Main Street476 m
  • Canadian Wholesale Club · Main Street613 m
  • Real Canadian Superstore666 m

Parks (3)

  • Unnamed516 m
  • Lions Park · 198 Warren Avenue West584 m
  • Ellis Creek Park606 m

Shopping (2)

  • Cherry Lane Shopping Centre · 2111 Main Street434 m
  • Winners460 m

Pharmacies (2)

  • PharmaChoice · 1848 Main Street335 m
  • London Drugs572 m

Banks & ATMs (4)

  • Unnamed253 m
  • Valley First Credit Union · Main Street387 m
  • TD584 m
  • Unnamed796 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$158.66
Total monthly cost$3,508.36
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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