Property Type: DuplexOwnership: Strata

801 Ontario Street Unit# 104

Penticton, BC V2A4S4

$699,000

3 bed3.5 bath3 parking1,598 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.05 acres

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$150/mo
Annual property tax
$3,874.12

Maintenance Fee Includes

Also included: Other, See Remarks

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Hardwood, Carpeted

Exterior & Lot

Exterior features
Stucco
View
Mountain view

Building

Roof
Unknown, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level19'4'' x 12'9''
Laundry roomSecond level6'10'' x 6'4''
BedroomSecond level11'6'' x 11'0''
BedroomSecond level11'7'' x 8'7''
4pc BathroomSecond level8'1'' x 6'0''
3pc BathroomSecond level9'11'' x 5'11''
Living roomMain level19'4'' x 12'2''
KitchenMain level11'1'' x 8'3''
FoyerMain level8'3'' x 7'7''
Dining roomMain level11'6'' x 8'5''
2pc BathroomMain level7'5'' x 3'0''

Listing Information

MLS®
10386410
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

This beautifully maintained 3 bedroom, 3 bath, half-duplex offers the perfect combination of space, privacy & convenience in a fantastic location just a short walk to shopping, parks, restaurants & Okanagan Lake. This home enjoys a quiet setting with a fully fenced, private yard, complete with a large gazebo, natural gas hookup for your BBQ, and fully irrigated gardens, ideal for relaxing or entertaining all summer long. The main floor features a bright, open concept layout with a welcoming front entry, stylish kitchen with stainless steel appliances & granite counters, & a seamless flow into the living and dining areas. You’ll also find a convenient 2-piece bathroom, direct access to the attached single car garage, & easy access to the backyard off the living room. Upstairs offers 3 generously sized bedrooms, including a spacious primary suite with a walk-in closet & a beautiful ensuite, plus a full bathroom for the additional bedrooms. Laundry is also conveniently located on this upper level. Built in 2015 & exceptionally well cared for, this home is truly move-in ready. With two additional parking spaces in the driveway & the option to reconfigure the yard to accommodate RV or boat parking if desired, it offers flexibility to suit your lifestyle. Currently operating as a fully licensed Airbnb, it also presents great opportunities for those seeking options. This home delivers easy, well kept living in the heart of the South Okanagan. (id:63159)

Values & Trends

This listing

$437/sqft

Building average

No other active listings in this building

Main North average

$463/sqft

22 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
ConnectEd - Alternative ProgramsSecondary493 m
Penticton SecondarySecondary558 m
Secondaire de PentictonSecondary558 m
Penticton Christian School(Independent)K-12695 m
Entre-lacsElementary/Middle738 m
Holy Cross School(Independent)Elementary/Middle884 m
Uplands ElementaryElementary1.0 km
Queens Park ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Casa Deli Bistro401 m
  • Penticton Pizza & Subs747 m
  • Unnamed767 m
  • Theo's Restaurant770 m

Grocery (1)

  • Penticton IGA · 1160 Government Street494 m

Parks (5+)

  • Unnamed318 m
  • Unnamed403 m
  • Kiawanis Park422 m
  • Unnamed570 m
  • McNicoll Park636 m

Gyms (1)

  • Unnamed782 m

Pharmacies (1)

  • Sunrise Pharmacy · 749 Main Street742 m

Banks & ATMs (1)

  • Rocky Store - Bitcoin Well ATM · 430 Haven Hill Road519 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$552.84
Total monthly cost$4,160.61
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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