Property Type: TownhouseOwnership: Strata

803 Francis Avenue

Kelowna, BC V1Y5G6

$1,100,000

3 bed3.5 bath4 parking1,648 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$300/mo
Annual property tax
$4,156

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Other, Wood

Exterior & Lot

Waterfront
Other

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level8'11'' x 12'10''
OtherSecond level6'7'' x 5'6''
BedroomSecond level9'1'' x 9'0''
4pc BathroomSecond level
Laundry roomSecond level4'6'' x 7'
5pc Ensuite bathSecond level
OtherSecond level6'3'' x 5'6''
OtherSecond level7'1'' x 5'6''
Primary BedroomSecond level9'6'' x 15'
2pc BathroomMain level
FoyerMain level5'5'' x 5'5''
KitchenMain level13'1'' x 18'9''
Dining roomMain level15'4'' x 14'11''
Living roomMain level12'11'' x 18'2''

Listing Information

MLS®
10394694
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Some neighbourhoods offer convenience. Others offer connection. In Kelowna South, you'll find both. This home quietly brings together thoughtful design, spacious living, and timeless comfort. From the moment you step inside, warm wood cabinetry, clean architectural lines, soaring ceilings, and selected finishes create an atmosphere that feels refined and effortlessly comfortable. Designed for gathering, the kitchen is the heart of the home. Anchored by a generous island, farmhouse sink, gas range with pot filler, and ample workspace, it flows seamlessly into bright living and dining areas where entertaining comes naturally. The quiet beauty of this inner city home is the rare privilege of enjoying both privacy and connection. Leave the car behind and enjoy walking or cycling to Pandosy Village, cafes, eateries, groceries, Strathcona Park, the beach, the lake, Kelowna General Hospital, and everyday amenities, all just moments away. Morning coffee, lakeside strolls, and neighbourhood walks with your dog become everyday life. Retreat to a beautiful primary suite complete with a spa-inspired ensuite and the unexpected luxury of two walk-in closets. A double garage with EV charging, rear lane access, two additional off-street parking spaces, and inviting indoor and outdoor living spaces complete a home thoughtfully designed for the way you live. 803 Francis Avenue. Where thoughtful design and timeless comfort begin at home and continue well beyond the front door. (id:63159)

Values & Trends

This listing

$667/sqft

Building average

No other active listings in this building

Kelowna South average

$570/sqft

58 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Raymer ElementaryElementary589 m
Kelowna SecondarySecondary831 m
A S Matheson ElementaryElementary870 m
St Joseph Elementary School(Independent)Elementary1.1 km
KLO Middle SchoolMiddle1.3 km
Central School ProgramsK-121.3 km
Central SecondarySecondary1.3 km
Immaculata Regional High School(Independent)Secondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Unnamed615 m
  • Original Joe's677 m
  • Hector's Casa721 m
  • Soy756 m

Cafes (5+)

  • Blenz Coffee678 m
  • The Marmalade Cat Cafe707 m
  • Bread Co.764 m
  • Bean scene789 m
  • Starbucks792 m

Parks (5+)

  • Cameron Park · 2345 Richter Street215 m
  • Osprey Park464 m
  • Guisachan Heritage Park621 m
  • Mappin Court Park707 m
  • Kinsmen Park749 m

Pharmacies (1)

  • Remedy'sRx659 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($85,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$880,000.00
Periodic payment — Principal & Interest (monthly)$5,677.46
Additional monthly expenses (strata, tax, utilities, etc.)$728.33
Total monthly cost$6,405.79
Interest paid over 5-yr term$252,210.53
Balance at end of term$791,562.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$85,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.99

Cash Needed at Closing

Minimum down payment$85,000
Estimated BC PTT$20,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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