Property Type: Detached HouseOwnership: Freehold

809 31st Ave S

Cranbrook, BC V1C5J9

$624,900

4 bed4 full, 2 half bath2 parking2,556 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,776.62

Interior

Basement
Full
Heating
Stove, Forced air, See remarks, Wood
Fireplace
Yes (3)
Fireplace type
Wood, Electric, Conventional, Unknown
Flooring
Hardwood, Carpeted, Mixed Flooring

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomBasement
Recreation roomBasement24'1'' x 27'9''
3pc Ensuite bathSecond level
Primary BedroomSecond level13'6'' x 13'8''
Full bathroomSecond level
BedroomSecond level9'8'' x 9'11''
BedroomSecond level10' x 11'3''
BedroomSecond level10'8'' x 11'3''
Partial bathroomMain level4'7'' x 6'
Family roomMain level12'2'' x 21'1''
KitchenMain level6'4'' x 12'2''
KitchenMain level10'5'' x 14'6''
Dining roomMain level11'11'' x 14'6''
Living roomMain level13'11'' x 18'5''

Listing Information

MLS®
10391133
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to this spacious and well-built family home in one of Cranbrook's most desirable neighbourhoods, conveniently located near Idlewild Park and Highlands Elementary School. Offering 5 bedrooms and 4 bathrooms on 3 levels of living space, this one-owner home provides the perfect foundation for a growing family looking to add their own personal touch. Inside, you'll find quality craftsmanship throughout, including rich mahogany trim, custom crown mouldings, and custom closet systems in every bedroom. A combination of hardwood and carpet flooring creates warmth and comfort throughout the home, while 1 electric and 2 wood-burning fireplaces provide cozy gathering spaces for family and friends. The functional floor plan offers generous room sizes, multiple living areas, and plenty of flexibility. The attached double garage provides ample parking and storage, and the furnace has been professionally rebuilt within the past few years, offering peace of mind for future owners. Situated on a desirable lot in a family-friendly location close to parks, schools, trails, and amenities, this home presents an exceptional opportunity to update and customize a solid, well-maintained property into your dream home. With outstanding bones, timeless craftsmanship, and an unbeatable location, the potential here is truly endless. Don't miss your chance to own a substantial family home in one of Cranbrook's most sought-after areas. (id:63159)

Values & Trends

This listing

$244/sqft

Building average

No other active listings in this building

Cranbrook South average

$344/sqft

36 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 56%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Highlands ElementaryElementary266 m
St Mary's Catholic Independent(Independent)Elementary1.4 km
Kootenay Orchards ElementaryElementary1.4 km
Laurie Middle SchoolMiddle1.6 km
Kootenay Educational ServicesSecondary2.0 km
Steeples ElementaryElementary2.1 km
Mount Baker SecondaryElementary2.2 km
Gordon Terrace ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$499,920.00
Periodic payment — Principal & Interest (monthly)$3,225.31
Additional monthly expenses (strata, tax, utilities, etc.)$609.39
Total monthly cost$3,834.70
Interest paid over 5-yr term$143,278.51
Balance at end of term$449,679.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,516.98

Cash Needed at Closing

Minimum down payment$37,490
Estimated BC PTT$10,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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