Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

81 WINDALE Crescent

Kitchener, BC N2E3H4

$599,900

3 bed3.5 bath2 parking1,443 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
26 feet

Res-4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,246

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave

Exterior & Lot

Exterior features
Stone, Vinyl siding
Lot features
Sump Pump, Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement
3pc BathroomSecond level
4pc BathroomSecond level
BedroomSecond level9'5'' x 14'4''
BedroomSecond level10'3'' x 15'9''
Primary BedroomSecond level10'3'' x 13'3''
2pc BathroomMain level
Dining roomMain level9'3'' x 6'11''
KitchenMain level9'3'' x 10'10''
Living roomMain level10'2'' x 17'9''

Listing Information

MLS®
40861604
Listed
September 9, 2026
Time on market
On the market for 5 days
Data last synced
September 15, 2026

Listing provided by: KELLER WILLIAMS INNOVATION REALTY · Data source: CREA DDF.

Description

A big backyard, a bright open layout, and your own ensuite make this a home you can grow into. Renovated three years ago, this 3-bedroom, 3-bath semi offers smart home features, space to host friends, and an attached garage. With schools, parks, Sunrise Centre, and highway access close by, busy days get a little easier. Inside, light floors, large windows, and Google-compatible smart lights give the main floor a bright, welcoming feel. The kitchen features grey cabinets and stainless steel smart appliances, with an open view of the living and dining areas. Make dinner while chatting with guests or keeping an eye on the kids. There’s room for a family dining table and a comfy couch for movie nights. The appliance package, including the washer and dryer, was purchased new three years ago at a value of about $8,000. Sliding doors lead to the back deck, where you can enjoy your morning coffee or fire up the BBQ. Beyond it, the open, unfenced yard offers space to play, garden, or relax, with mature trees along the back. Upstairs, the primary bedroom has a roomy walk-in closet and a private ensuite with a shower. Two more bedrooms offer space for kids, guests, or a home office. A full bathroom upstairs and a main-floor powder room help keep mornings running smoothly. The unfinished basement gives you storage now and room to add living space down the road, with a bathroom rough-in already in place. The water softener is just two years old, and inside access from the garage makes unloading groceries easy. Whether you’re buying your first home or making room for a growing family, there’s space here to settle in and make it yours. (id:63159)

Values & Trends

This listing

$416/sqft

Building average

No other active listings in this building

333 - Laurentian Hills/Country Hills W average

$386/sqft

32 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$425.83
Total monthly cost$3,522.11
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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