Property Type: Detached HouseOwnership: Freehold

816 Division Street

Midway, BC V0H1M0

$449,000

2 bed1 bath1 parking1,200 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,422.22

Interior

Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomMain level9'1'' x 12'10''
4pc BathroomMain level4'11'' x 7'9''
Primary BedroomMain level12'1'' x 11'1''
Laundry roomMain level5'11'' x 5'6''
KitchenMain level10'11'' x 11'1''
Family roomMain level11'5'' x 11'5''
Dining roomMain level11'3'' x 8'2''
Living roomMain level11'8'' x 19'1''

Listing Information

MLS®
10387037
Listed
May 12, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Premier Properties Ltd. · Data source: CREA DDF.

Description

2 Bedroom, 1 Bathroom rancher on 1/3 acre in Midway, BC! Attached 14X23 garage with a fully fenced back yard. Excellent sunny location, great for gardeners! Lane access, with long driveway on the side of the house for RV parking! This charming home is all on one level, great for a retired couple. Very quiet location, next to a field, and very private. Great views, with spots to sit in the front or back, to enjoy the beautiful weather Midway is known for! Landscaped front, and open back yard for gardening, with several sheds to store your tools and lawn mower. Midway is right in the middle of BC, and is along the Canada/ US border, having a border crossing in town. Midway has plenty to offer, from a gas station, several restaurants, a grocery store, with a full liquor store, hardware store, pharmacy, post office, library, hockey arena, curling rink, seniors centre, and much, much more! There's plenty to do year round, with lots of hiking and biking trails, to local golf, skiing, and several lakes to fish from. The Kettle River flows right through Midway, as well, giving cool relaxing enjoyment all Summer long. Come see why Midway should be your destination to live! Call your Realtor today! Click on multimedia for a virtual tour! (id:63159)

Values & Trends

This listing

$374/sqft

Building average

No other active listings in this building

Midway average

$298/sqft

8 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Rock Creek

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Population

651

(2021 Census)

+0.3% since 2016

Density: 53.2/km²

Dwellings: 340

Median household income: $58,000

After-tax: $54,000

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.3% · 15
  • United Kingdom1.5% · 10
  • Philippines1.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Boundary Central SecondarySecondary1.4 km
Greenwood ElementaryElementary12.9 km
West Boundary ElementaryElementary15.3 km
John A. Hutton ElementaryElementary23.1 km
Grand Forks SecondarySecondary24.5 km
Dr. D.A. Perley ElementaryElementary24.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed550 m
  • Unnamed724 m

Nearby places data: © OpenStreetMap contributors.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (strata, tax, utilities, etc.)$261.85
Total monthly cost$2,579.29
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,280.02

Cash Needed at Closing

Minimum down payment$22,450
Estimated BC PTT$6,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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