Property Type: Detached HouseOwnership: Freehold

820 ANDERSON Terrace

Kamloops, BC V2B6E2

$748,500

4 bed2 bath2 parking2,654 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.62 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,140.74

Interior

Heating
Radiant heat
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Vinyl Shingles, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
KitchenMain level11'5'' x 17'4''
Dining roomMain level8' x 11'10''
Living roomMain level14'5'' x 20'1''
SunroomMain level8'6'' x 30'
Primary BedroomMain level9'10'' x 12'9''
BedroomMain level10'2'' x 11'5''
Laundry roomMain level6'2'' x 11'4''
5pc BathroomMain level
KitchenBasement10'10'' x 11'5''
Living roomBasement12'10'' x 19'7''
Dining roomBasement6' x 11'5''
BedroomBasement9'7'' x 12'5''
BedroomBasement9'8'' x 10'11''
3pc BathroomBasement
Laundry roomBasement5'6'' x 6'1''
OtherBasement6'7'' x 11'7''

Listing Information

MLS®
10389908
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Welcome to 820 Anderson Terrace in desirable Westsyde. This well-maintained home offers exceptional versatility with a self-contained 2-bedroom suite, double garage, and abundant storage throughout. The upstairs has two good sized bedrooms, 4 piece bathroom, kitchen, dining room, living room, laundry and a 255 sq ft sun room. The downstairs suite has a separate access, 2 bedrooms, 3 piece bathroom, kitchen, dining area, living room, cold room and laundry. The home features radiant baseboard heat, central vacuum, central air conditioning on the upper level, and two gas fireplaces for year-round comfort. Enjoy beautiful river views and a bright, functional layout designed for family living. Additional storage options include a cold room, a detached shed and extra storage under the sun room. Numerous updates provide peace of mind, major improvements include: the roof replaced in 2018, an on-demand boiler system approximately 5 years old, and most windows are brand new. The property comes complete with two stoves, two refrigerators, two dishwashers, and two washer/dryer sets, making it perfectly suited for multi-generational living or rental income opportunities. Situated on a large lot with a private hillside setting, this home offers space, flexibility, and excellent value. Conveniently located near schools, parks, recreation, shopping, and all the amenities Westsyde has to offer, this is a fantastic opportunity for families or investors alike. (id:63159)

Values & Trends

This listing

$282/sqft

Building average

No other active listings in this building

Westsyde average

$328/sqft

33 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Westmount ElementaryElementary675 m
Bert Edwards Science & TechnologyElementary1.8 km
Collines-d'orElementary2.4 km
AE Perry ElementaryElementary2.5 km
George Hilliard ElementaryElementary2.8 km
Norkam Secondary SchoolSecondary3.0 km
Kamloops Christian School(Independent)Elementary3.2 km
Our Lady of Perpetual Help(Independent)Elementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Saddleback · 2110 Grasslands Boulevard428 m
  • Perryville Park492 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$598,800.00
Periodic payment — Principal & Interest (monthly)$3,863.25
Additional monthly expenses (strata, tax, utilities, etc.)$644.73
Total monthly cost$4,507.98
Interest paid over 5-yr term$171,617.80
Balance at end of term$538,622.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,850
Stress test qualifying rate8.09%
Payment you must qualify for$5,372.37

Cash Needed at Closing

Minimum down payment$49,850
Estimated BC PTT$12,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,320

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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