Property Type: Detached HouseOwnership: Freehold

820 KANE VALLEY Road

Merritt, BC V1K1B8

$679,000

1 bed2.5 bath700 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
10.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,287

Interior

Basement
Full
Heating
Other
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
View (panoramic)

Building

Foundation
Insulated Concrete Forms
Roof
Metal, Unknown

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
Living roomMain level15'0'' x 12'0''
Primary BedroomMain level12'0'' x 12'0''
KitchenMain level14'0'' x 13'0''
2pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10395418
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

10+ Acres of Paradise with Creek, Crown Land & Custom Dream home to finish yourself. The custom 3,500 sq. ft. Craftsman-style home is well underway, built with exceptional quality including 2x6 fir construction, an insulated concrete foundation, soaring 18-foot vaulted great room, 9-foot main floor ceilings, and an 8-foot basement. Massive floor-to-ceiling window designs are designed to capture spectacular views, while the wrap-around deck offers the perfect place to relax and take it all in. Approximately 700 sq. ft. of finished living space is already complete with power, bathroom, refrigerator, and gas range, allowing you to comfortably stay on the property while you complete your dream home. A charming cabin with underground power and 200-amp service makes an ideal guest retreat, artist's studio, home office, or workshop. Voght Creek meanders through the property.A bridge crossing to your own groomed forest trails. Backs directly onto Crown Land for endless horseback riding, hiking, mountain biking, and ATV adventures. Fully fenced and cross-fenced—perfect for horses or hobby farming. Potential timber value. Beautifully established permaculture gardens featuring nut trees, maple, birch, Saskatoon berries, huckleberries, black currants, and wild raspberries. With year-round paved road access, you're just minutes from Kane Valley's renowned cross-country ski trails, beautiful fishing lakes, and only 2 hours from the Lower Mainland. (id:63159)

Values & Trends

This listing

$970/sqft

Building average

No other active listings in this building

Merritt average

$353/sqft

91 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Collettville ElementaryElementary22.0 km
Nicola Canford ElementaryElementary22.3 km
Diamond Vale ElementaryElementary22.4 km
Merritt Central ElementaryElementary22.5 km
Merritt SecondaryElementary22.6 km
Kengard Alternate SchoolSecondary23.2 km
Merritt Bench ElementaryElementary24.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$225.58
Total monthly cost$3,730.13
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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