Property Type: Land / LotOwnership: Freehold

8275 East Procter Road

Procter, BC V0G1C0

$3,999,999

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.3 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$4,094.47

Interior

Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Listing Information

MLS®
10365994
Listed
December 12, 2025
Time on market
On the market for 262 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. · Data source: CREA DDF.

Description

Waterfront Acreage with Developmental Potential Discover a unique, one-of-a-kind 2.14 acre waterfront property in the charming community of Procter, BC. This sunny, private acreage offers outstanding development potential, making it ideal for a private retreat, family estate, or small-scale development project. Just minutes from the Procter General Store and bakery, this property perfectly balances tranquility with convenience. Across the water sits the Balfour Ferry Terminal and The Landing Restaurant—an easy paddle or quick boat ride away to enjoy a casual meal or drink. Located only 40 minutes from Nelson (including a scenic cable ferry ride), you’ll enjoy peaceful seclusion with all the amenities of a vibrant arts and outdoor community close by. Harrop Procter is surrounded by breathtaking mountain and lakeside scenery, making them a haven for outdoor enthusiasts and nature lovers. The area offers incredible opportunities for hiking, biking, paddling, cross-country skiing and snowshoeing and wildlife viewing year-round. If you enjoy birding, nearby Sunshine Bay Regional Park is a must-visit or the nearby Proctologist Trail , favorite local network featuring five stunning lookouts with panoramic views of Kootenay Lake. With its sun-drenched exposure, privacy, and prime waterfront setting, this property is a rare opportunity to own a piece of Kootenay paradise—combining natural beauty, recreation, and investment potential in one exceptional package. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary2.4 km
des Sentiers-alpinsElementary/Middle15.4 km
Crawford Bay Elem-SecondaryK-1216.1 km
Nelson Christian Community School(Independent)Elementary/Middle21.1 km
Secondaire de NelsonSecondary21.6 km
L V Rogers SecondarySecondary21.6 km
Hume Elementary SchoolElementary22.0 km
South Nelson ElementaryElementary23.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($800,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,199,999.00
Periodic payment — Principal & Interest (monthly)$20,645.31
Additional monthly expenses (strata, tax, utilities, etc.)$341.21
Total monthly cost$20,986.51
Interest paid over 5-yr term$917,128.91
Balance at end of term$2,878,409.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$800,000
Stress test qualifying rate8.09%
Payment you must qualify for$24,606.87

Cash Needed at Closing

Minimum down payment$800,000
Estimated BC PTT$118,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$919,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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