Property Type: Detached HouseOwnership: Freehold

831 Michel Road

Elkford, BC V0B1H0

$466,000

3 bed2.5 bath7 parking2,325 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,215.71

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
None
Flooring
Tile, Laminate, Linoleum

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, Covered, RV

Room Dimensions

RoomLevelDimensions
DenBasement12'7'' x 12'9''
DenBasement17'2'' x 8'6''
Utility roomBasement8'8'' x 3'2''
Laundry roomBasement5'5'' x 4'9''
3pc BathroomBasement5'4'' x 8'10''
Recreation roomBasement25'6'' x 28'6''
Mud roomMain level8'6'' x 13'0''
Primary BedroomMain level10'4'' x 13'9''
BedroomMain level8'11'' x 10'0''
BedroomMain level8'5'' x 13'6''
4pc BathroomMain level8'6'' x 4'8''
FoyerMain level9'5'' x 4'6''
KitchenMain level8'10'' x 13'0''
Dining roomMain level10'6'' x 19'2''
Living roomMain level9'6'' x 19'2''

Listing Information

MLS®
10397372
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Fernie) · Data source: CREA DDF.

Description

Welcome to your mountain lifestyle home in the heart of Elkford! Ideally situated in a convenient downtown, family-friendly neighbourhood, this well-maintained home offers three bedrooms, two bathrooms, a single attached garage, and plenty of space for comfortable living. Extra parking is no issue, with two driveways and a carport for vehicles, toys, and guests. The main floor offers a bright living room, plus an open kitchen with stainless steel appliances, ample cabinetry, and a convenient island. The spacious primary bedroom and two additional bedrooms round out the main level, along with a four-piece bathroom. A wood-detailed mudroom off the rear entry keeps coats, boots, and outdoor gear organized. The fully finished basement adds excellent additional living space, including two dens, a spacious recreation room, a three-piece bathroom, and a laundry area. The dens offer excellent flex space, with future potential as bedrooms with egress window upgrades. Step outside to the large deck overlooking a fully fenced backyard, with mountain views and a fire pit — room for kids, pets, entertaining, and outdoor living. Tucked into an amazing family-friendly community, this home is close to all the downtown services, shopping, and the recreational amenities Elkford has to offer — hiking, biking, fishing, skiing, snowmobiling, and more. Contact your local Real Estate Agent to book a showing. (id:63159)

Values & Trends

This listing

$200/sqft

Building average

No other active listings in this building

Elkford average

$272/sqft

7 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sparwood

Mainly Sunny

12°C

Mainly Sunny

Humidity 69%

Wind E 10 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

2,749

(2021 Census)

+10% since 2016

Density: 25.4/km²

Dwellings: 1,602

Median household income: $117,000

After-tax: $97,000

Immigrant population: 7.5%

Top countries of origin (% of total population)

  • United Kingdom1.1% · 30
  • Philippines0.7% · 20
  • Mexico0.4% · 10
  • United States of America0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Elkford Elementary SecondaryElementary2.0 km
Rocky Mountain ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Unnamed474 m
  • Unnamed631 m
  • Unnamed634 m

Grocery (1)

  • Kootenay Market443 m

Parks (5+)

  • Blue Bird Park72 m
  • Blue Bird Park80 m
  • Mountain Goat Park127 m
  • Mountain Goat Park130 m
  • Bear Cub Park144 m

Banks & ATMs (1)

  • East Kootenay Credit Union423 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,300) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$372,800.00
Periodic payment — Principal & Interest (monthly)$2,405.18
Additional monthly expenses (strata, tax, utilities, etc.)$467.31
Total monthly cost$2,872.49
Interest paid over 5-yr term$106,845.55
Balance at end of term$335,334.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,300
Stress test qualifying rate8.09%
Payment you must qualify for$3,404.21

Cash Needed at Closing

Minimum down payment$23,300
Estimated BC PTT$7,320
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,120

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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