Property Type: Land / LotOwnership: Freehold

831 Ricker Road

Cawston, BC V0X1C2

$447,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.47 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$942.39

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
10363765
Listed
September 22, 2025
Time on market
On the market for 343 days
Data last synced
August 28, 2026

Listing provided by: Royal Lepage Locations West · Data source: CREA DDF.

Description

Amazing neighborhood tucked away in Cawston! Large garage with suite upstairs, the suite is not finished. A temporary Septic system, and water is there. Once you walk the lot, you will have no problem seeing how you will finish it. Imagine enjoying the views and feel of the small town life, build you dream home later. (id:63159)

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Cawston Primary SchoolElementary2.6 km
Similkameen Secondary AltSecondary7.9 km
Similkameen Elem-SecondaryK-127.9 km
Oliver ElementaryElementary12.8 km
Southern Okanagan SecondarySecondary12.9 km
Southern Okanagan AltSecondary12.9 km
Tuc-el-Nuit ElementaryElementary13.1 km
Senpaq'cin School(Independent)Elementary15.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,350) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$357,600.00
Periodic payment — Principal & Interest (monthly)$2,307.11
Additional monthly expenses (strata, tax, utilities, etc.)$78.53
Total monthly cost$2,385.65
Interest paid over 5-yr term$102,489.19
Balance at end of term$321,662.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,350
Stress test qualifying rate8.09%
Payment you must qualify for$3,265.41

Cash Needed at Closing

Minimum down payment$22,350
Estimated BC PTT$6,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,790

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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