Property Type: Detached HouseOwnership: Freehold

836 GOVERNMENT Street

Penticton, BC V2A4T3

$570,000

3 bed2.5 bath4 parking2,313 sqftBuilt 1936
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,657

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
DenBasement8'5'' x 23'3''
StorageBasement24'6'' x 26'8''
StorageBasement5'9'' x 9'5''
OfficeBasement12'2'' x 13'2''
2pc Ensuite bathMain level
Primary BedroomMain level11'4'' x 10'6''
4pc BathroomMain level
BedroomMain level10'11'' x 10'5''
BedroomMain level11'9'' x 10'11''
Laundry roomMain level9'6'' x 7'8''
KitchenMain level13'10'' x 15'5''
Dining roomMain level15'7'' x 10'1''
Family roomMain level13'5'' x 17'2''
OfficeMain level10'10'' x 9'4''
Living roomMain level14'3'' x 9'6''

Listing Information

MLS®
10384627
Listed
April 23, 2026
Time on market
On the market for 130 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

This large family home offers over 1,600 square feet on the main floor, plus approximately 1,400 square feet in the partially finished basement. The main level features three generously sized bedrooms, a spacious kitchen, and convenient main floor laundry. The home is dated and ready for updating throughout, making it an excellent opportunity for buyers looking to renovate and add value. Priced at $207,000 below its assessed value of $777,000, this property presents strong upside potential. Situated on a 60’ x 170’ lot with lane access, this is also a great holding property with future potential. A solid investment opportunity in a redeveloping location. (id:63159)

Values & Trends

This listing

$246/sqft

Building average

No other active listings in this building

Main North average

$494/sqft

56 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
ConnectEd - Alternative ProgramsSecondary446 m
Penticton SecondarySecondary495 m
Secondaire de PentictonSecondary495 m
Penticton Christian School(Independent)K-12612 m
Entre-lacsElementary/Middle781 m
Holy Cross School(Independent)Elementary/Middle806 m
Uplands ElementaryElementary1.1 km
Queens Park ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Casa Deli Bistro345 m
  • Penticton Pizza & Subs688 m
  • Theo's Restaurant717 m
  • Unnamed724 m
  • Lala Ji's Pizzeria759 m

Grocery (1)

  • Penticton IGA · 1160 Government Street442 m

Parks (5+)

  • Unnamed294 m
  • Kiawanis Park339 m
  • Unnamed351 m
  • Unnamed490 m
  • McNicoll Park670 m

Gyms (1)

  • Unnamed698 m

Pharmacies (1)

  • Sunrise Pharmacy · 749 Main Street682 m

Banks & ATMs (1)

  • Rocky Store - Bitcoin Well ATM · 430 Haven Hill Road579 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($32,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$456,000.00
Periodic payment — Principal & Interest (monthly)$2,941.96
Additional monthly expenses (strata, tax, utilities, etc.)$504.08
Total monthly cost$3,446.04
Interest paid over 5-yr term$130,690.91
Balance at end of term$410,173.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,137.03

Cash Needed at Closing

Minimum down payment$32,000
Estimated BC PTT$9,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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