Property Type: Land / LotOwnership: Freehold

85 Beachwood Road

Fintry, BC V1H2E4

$898,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.46 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$5,000

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, View of water, View (panoramic)
Waterfront
Waterfront on lake

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10383132
Listed
April 13, 2026
Time on market
On the market for 140 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

One of the few remaining waterfront lots on Okanagan Lake offering true privacy, panoramic views, and flexible building potential. With approximately 75 feet of shoreline and a deep, usable lot (approx. 75 x 265 ft), this property presents a unique canvas to create something truly special. Whether you envision building right at the water’s edge or taking advantage of an elevated position above the private road, there are multiple options to bring your vision to life. Tucked away off Westside Road, the setting is both peaceful and inspiring surrounded by nature, mature landscape, and beautiful neighbouring properties that reflect the value of this sought-after stretch of lakefront. By day, enjoy expansive lake views and direct access to the water. By night, take in the distant city lights shimmering across the lake - an incredible backdrop that transforms with every season. Located just minutes from Fintry Provincial Park and only 10 minutes to La Casa Resort, this property offers the perfect balance of seclusion and recreation. Whether you’re looking for a private family retreat, a vacation getaway, or a full-time residence, this is a rare chance to create your own legacy on the water. Conveniently positioned between Kelowna and Vernon, you’re never far from amenities while still enjoying the quiet beauty of Okanagan lakefront living. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary12.2 km
Okanagan Landing ElementaryElementary13.4 km
Davidson Road ElementaryElementary15.1 km
Ellison ElementaryElementary16.0 km
Clarence Fulton SecondaryElementary16.2 km
George Elliot SecondarySecondary17.7 km
HS Grenda Middle SchoolMiddle17.9 km
Peter Greer ElementaryElementary18.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$718,400.00
Periodic payment — Principal & Interest (monthly)$4,634.87
Additional monthly expenses (strata, tax, utilities, etc.)$416.67
Total monthly cost$5,051.54
Interest paid over 5-yr term$205,895.51
Balance at end of term$646,203.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,800
Stress test qualifying rate8.09%
Payment you must qualify for$6,407.02

Cash Needed at Closing

Minimum down payment$64,800
Estimated BC PTT$15,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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