Property Type: Mobile / ManufacturedOwnership: Freehold

85 Candide Drive

Lumby, BC V0E2G1

$875,000

3 bed2 bath10 parking1,220 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
5.49 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$2,861.68

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, Valley view, View (panoramic)

Building

Foundation
See Remarks
Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — uncovered indicated
Features
RV

Room Dimensions

RoomLevelDimensions
Dining roomMain level12'3'' x 11'3''
Laundry roomMain level7'5'' x 8'9''
BedroomMain level9'4'' x 8'6''
BedroomMain level10'5'' x 10'4''
Full ensuite bathroomMain level5'1'' x 12'10''
3pc BathroomMain level5'1'' x 8'9''
Primary BedroomMain level12'9'' x 12'3''
Living roomMain level14' x 17'5''
KitchenMain level12'2'' x 9'8''

Listing Information

MLS®
10396940
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Welcome to 85 Candide Drive—a rare rural package offering the perfect blend of peace, usable land, and exceptional potential! Situated on a quiet no-thru road just minutes from downtown Lumby, this 5.49-acre property delivers true country tranquility without sacrificing convenience. The land is fairly flat, fully usable, and NOT in the ALR, giving you unmatched freedom for your rural dreams—whether that’s hobby farming, building outbuildings, or expanding. Water is abundant here, serviced by a high-producing 40+ GPM well, ensuring peace of mind for all your needs. The existing residence features a functional 3-bedroom, 2-bathroom layout, perfect for comfortable everyday living, a holding property, or a base while you plan further improvements. Best of all, current zoning allows for a secondary residence, opening up fantastic options for multi-generational living, a mortgage helper, or a guest home. (id:63159)

Values & Trends

This listing

$717/sqft

Building average

No other active listings in this building

Lumby Valley average

$1,483/sqft

5 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Crossroads Learning CentreSecondary4.8 km
Charles Bloom SecondaryK-124.8 km
J W Inglis ElementaryElementary4.9 km
Okanagan Waldorf School(Independent)Elementary10.4 km
Lavington ElementaryElementary15.1 km
Cherryville ElementaryElementary20.2 km
B X ElementaryElementary23.4 km
Coldstream ElementaryElementary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($62,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$700,000.00
Periodic payment — Principal & Interest (monthly)$4,516.16
Additional monthly expenses (strata, tax, utilities, etc.)$299.47
Total monthly cost$4,815.64
Interest paid over 5-yr term$200,622.01
Balance at end of term$629,652.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$62,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,247.84

Cash Needed at Closing

Minimum down payment$62,500
Estimated BC PTT$15,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$79,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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