Property Type: Detached HouseOwnership: Freehold

851 Breakwater Rd

French Creek, BC V9P1Z8

$1,019,000

3 bed2 bath5 parking2,039 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
0.62 acres
Zoning
Residential

RS1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,202

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

Lot features
Central location, Level lot, Private setting, Other, Marine Oriented

Building

Parcel ID (PID)
003-642-577

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
OtherAdditional Accommodation
OtherAdditional Accommodation
OtherAdditional Accommodation
Primary BedroomMain level13'10
Living roomMain level14'5
Laundry roomMain level8'3 x 9'10
KitchenMain level
EntranceMain level4'11 x 6'3
EnsuiteMain level3-Piece
Dining nookMain level11'3
Dining roomMain level13'4 x 17'1
BedroomMain level9'8 x 10'6
BedroomMain level9'3 x 11'11
BathroomMain level3-Piece

Listing Information

MLS®
1044651
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 30, 2026

Listing provided by: RE/MAX Anchor Realty (QU) · Data source: CREA DDF.

Description

Large Rancher Situated on 0.62 acre of park like setting walking distance to the ocean. This bright home has a very open floor plan with large room sizes, and the living room fireplace mantel is solid cedar. Master bedroom has ensuite and generous walk-in closet. There is a double garage attached to the home used as 3 additional bedrooms and cold storage area. Pease note original house is 1740 sq/ft with converted garage with heated space 300sq/ft. Another garage, workshop and sheds in the back with oodles of RV parking. Roof on House and Garage has been replaced in the last year. Large covered patio in backyard with many mature fruit trees, shrubs, and beautiful plants to brighten up your summer days. Located on a quiet no thru road in a well respected neighborhood of French Creek and still close to shopping and amenities. This is a mini Estate like property you need to view to truly appreciate! Open House Saturday August 29 from 12-2 (id:63159)

Values & Trends

This listing

$500/sqft

Building average

No other active listings in this building

French Creek average

$561/sqft

11 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Qualicum Beach

16°C

Humidity 73%

Wind WSW 4 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Oceanside ElementaryElementary385 m
Pass/Woodwinds AlternateSecondary2.4 km
Ecole Secondaire Ballenas SecondarySecondary2.4 km
Arrowview ElementaryElementary3.6 km
Springwood ElementaryElementary3.8 km
Kwalikum SecondarySecondary6.0 km
Errington ElementaryElementary6.1 km
Qualicum Beach ElementaryElementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • French Creek Bistro · 894 Wembley Road415 m
  • Sam's Sushi Bar · 890 Wembley Road431 m
  • Salt Pizzeria565 m

Parks (5+)

  • Aberdeen Park · 833 Aberdeen Drive494 m
  • Sanika Close Community Park · 900 Sanika Close555 m
  • Riley Road Community Park · 903 Riley Road604 m
  • Blue Water Place Community Park · 1053 Blue Water Place605 m
  • Lee Road Community Trail629 m

Gyms (1)

  • KIS · West Island Highway570 m

Nearby places data: © OpenStreetMap contributors.

School district: Qualicum (SD69)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($76,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$815,200.00
Periodic payment — Principal & Interest (monthly)$5,259.39
Additional monthly expenses (strata, tax, utilities, etc.)$535.50
Total monthly cost$5,794.89
Interest paid over 5-yr term$233,638.66
Balance at end of term$733,275.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$76,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,244.42

Cash Needed at Closing

Minimum down payment$76,900
Estimated BC PTT$18,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$96,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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