Property Type: Detached HouseOwnership: Freehold

855 Ross Avenue

Penticton, BC V2A3A5

$1,830,000

6 bed5 full, 2 half bath10 parking4,377 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.54 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,434.53

Interior

Basement
Partial
Heating
Forced air, See remarks, Other
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Gas, Conventional, Unknown
Flooring
Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Stone, Stucco
View
City view, Lake view, Mountain view, Valley view, View of water, View (panoramic)
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — uncovered indicated
Features
Surfaced

Room Dimensions

RoomLevelDimensions
Partial bathroomSecond level3'11'' x 7'9''
Full bathroomSecond level7'10'' x 9'4''
BedroomSecond level12'4'' x 16'1''
BedroomSecond level14'6'' x 16'0''
Utility roomBasement13'11'' x 27'2''
Partial bathroomBasement6'7'' x 9'4''
BedroomBasement14'4'' x 27'1''
OfficeBasement10'2'' x 2'1''
Laundry roomMain level12'5'' x 16'4''
BedroomMain level12'0'' x 17'4''
Full bathroomMain level11'4'' x 9'2''
Dining nookMain level9'7'' x 11'4''
Family roomMain level16'2'' x 17'8''
KitchenMain level9'8'' x 16'0''
Dining roomMain level13'2'' x 18'6''
FoyerMain level11'3'' x 12'11''
Living roomMain level17'5'' x 26'9''
BedroomMain level12'0'' x 14'9''
Full ensuite bathroomMain level11'7'' x 13'6''
Primary BedroomMain level12'10'' x 17'5''

Listing Information

MLS®
10382199
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Okangan Family Lifestyle Living at its Best! Set on a rare half-acre lot within Penticton city limits, 855 Ross Ave is the kind of property families spend years searching for but seldom find. With over 4,300 sq. ft., 6 bedrooms, and 5 bathrooms, this home offers exceptional space for family life, entertaining, and multi-generational living. Throughout the home, custom tile flooring showcases remarkable craftsmanship, creating a timeless and durable finish. A wall of windows fills the main living areas with natural light and connects seamlessly to the outdoor living spaces beyond. Outside, the backyard feels like a private resort, featuring a 30-foot heated saltwater pool with automatic cover, shaded louvred pergola, multi-sport court, vegetable garden, and mature fruit trees. The fully fenced and irrigated yard offers endless opportunities to gather, play, and relax. The lower level, with its separate entrance, provides flexibility for a home-based business, guests, or extended family. Additional features include high-velocity A/C, HRV, on-demand boiler, heated bathroom floors, a double garage, and generous RV and boat parking. Large family homes on lots of this size are increasingly rare, especially in such a convenient central location close to schools, shopping, the hospital, and Okanagan Lake. (id:63159)

Values & Trends

This listing

$418/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$412/sqft

30 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Entre-lacsElementary/Middle748 m
Holy Cross School(Independent)Elementary/Middle754 m
Penticton Christian School(Independent)K-121.1 km
Columbia ElementaryElementary1.2 km
Secondaire de PentictonSecondary1.3 km
Penticton SecondarySecondary1.3 km
ConnectEd - Alternative ProgramsSecondary1.3 km
Wiltse ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Casa Deli Bistro654 m

Grocery (2)

  • Penticton IGA · 1160 Government Street563 m
  • Canadian Wholesale Club · Main Street770 m

Parks (2)

  • McLaren Park222 m
  • McNicoll Park667 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($366,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,464,000.00
Periodic payment — Principal & Interest (monthly)$9,445.23
Additional monthly expenses (strata, tax, utilities, etc.)$838.54
Total monthly cost$10,283.78
Interest paid over 5-yr term$419,586.61
Balance at end of term$1,316,872.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$366,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,257.65

Cash Needed at Closing

Minimum down payment$366,000
Estimated BC PTT$34,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$402,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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