Property Type: Detached HouseOwnership: Freehold

8605 Old Kamloops Road

Stump Lake, BC V0E2A0

$1,348,000

4 bed4.5 bath2,498 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
3.01 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$170/mo
Annual property tax
$2,633.95

Maintenance Fee Includes

Water

Interior

Basement
Full
Heating
Baseboard heaters, Electric
Fireplace
None
Flooring
Hardwood

Exterior & Lot

View
Lake view

Building

Roof
Asphalt shingle, Unknown

Parking

Features
RV, Oversize, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level13'10'' x 9'9''
4pc BathroomLower level
4pc BathroomSecond level
4pc BathroomMain level
2pc BathroomMain level
Utility roomLower level8'8'' x 7'7''
StorageLower level7'5'' x 3'7''
Laundry roomLower level7'11'' x 7'10''
DenLower level11'9'' x 13'3''
Recreation roomLower level25'5'' x 13'2''
BedroomSecond level9'7'' x 9'11''
BedroomSecond level9'9'' x 11'5''
FoyerMain level12'10'' x 3'3''
Primary BedroomMain level12'6'' x 11'6''
KitchenMain level8'9'' x 11'4''
Dining roomMain level9'5'' x 12'1''
Living roomMain level13'7'' x 12'8''

Listing Information

MLS®
10388862
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Truepeak Realty · Data source: CREA DDF.

Description

Welcome home to the Golden Quill at scenic Stump Lake BC. This 3 plus acre waterfront property features a timber frame 2 storey with basement home with views of Stump Lake and the surrounding hills and 268 ft of private waterfront. Relax at the water's edge or enjoy boating, fishing, and watersports. This 4 bedroom plus den, 3.5 bathroom open plan home features expansive windows, vaulted ceilings, exposed log beams, primary bedroom on the main floor with full ensuite, and wrap around deck. Upstairs you’ll find 3 more bedrooms and a full bathroom. Downstairs offers a large rec room, den, bathroom, and laundry. Located in an exclusive community of quality homes. Just a 3 hour drive from the lower mainland, 8 1/2 from Calgary, 45 minutes from Merritt and 30 from Kamloops. Call today! (id:63159)

Values & Trends

This listing

$540/sqft

Building average

No other active listings in this building

Stump Lake average

$250/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kamloops

Partly Cloudy

20°C

Partly Cloudy

Humidity 56%

Wind E 13 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,078,400.00
Periodic payment — Principal & Interest (monthly)$6,957.47
Additional monthly expenses (strata, tax, utilities, etc.)$514.50
Total monthly cost$7,471.97
Interest paid over 5-yr term$309,072.54
Balance at end of term$970,024.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,521.32

Cash Needed at Closing

Minimum down payment$109,800
Estimated BC PTT$24,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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