Property Type: Mobile / ManufacturedOwnership: Freehold

8698 Penwith Way

St. Ives, BC V0E1M9

$399,999

4 bed3 bath2 parking2,437 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
2
Lot size
0.27 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$1,064.09

Interior

Heating
Baseboard heaters, Forced air
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Laminate, Ceramic Tile

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement6'4'' x 8'9''
Recreation roomBasement22'2'' x 40'1''
BedroomBasement9'9'' x 10'10''
BedroomBasement9'9'' x 11'1''
3pc BathroomBasement6'4'' x 8'3''
Primary BedroomMain level11'8'' x 12'7''
Living roomMain level15'9'' x 23'2''
Laundry roomMain level7'9'' x 8'1''
KitchenMain level13'3'' x 14'10''
Dining roomMain level11'10'' x 11'7''
BedroomMain level10'4'' x 11'4''
4pc Ensuite bathMain level8' x 11'8''
4pc BathroomMain level5' x 9'9''

Listing Information

MLS®
10384525
Listed
April 22, 2026
Time on market
On the market for 131 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd. · Data source: CREA DDF.

Description

Welcome to your Shuswap escape in the sought-after community of St. Ives—where lake life meets comfort and opportunity. This spacious 4-bedroom, 3-bathroom home is perfectly positioned on a quiet street, offering stunning lake and mountain views along with a pathway easement for quick and easy beach access. Even better, a buoy is included—making it effortless to enjoy everything the water has to offer. Inside, you’ll find a bright and inviting living room featuring a beautiful rock fireplace and unique stained glass windows that add warmth and character. The functional layout includes a generous primary bedroom complete with a 4-piece ensuite and relaxing soaker tub. Recent upgrades such as a brand new furnace and double-pane windows provide peace of mind and year-round efficiency. Step outside onto the brand new deck with a convenient roll-out shade—perfect for soaking in the views or entertaining guests. The fully fenced, flat yard is ideal for kids, pets, or summer gatherings, while the detached garage offers plenty of space to store all your recreational toys. Located just minutes from Anglemont Marina and North Shuswap Golf Course, this property also allows short-term rentals, making it an excellent option for both personal enjoyment and investment. With a ground-floor basement that can easily be converted into a suite, the possibilities here are endless. Whether you’re looking for a full-time residence, vacation home, or income property, this one checks all the boxes (id:63159)

Values & Trends

This listing

$164/sqft

Building average

No other active listings in this building

North Shuswap average

$548/sqft

18 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

15°C

Humidity 88%

Wind S 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle17.8 km
Eagle River SecondaryK-1218.1 km
Parkview Elementary SchoolElementary18.6 km
Carlin Elementary MiddleElementary/Middle23.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,999.00
Periodic payment — Principal & Interest (monthly)$2,064.52
Additional monthly expenses (strata, tax, utilities, etc.)$210.67
Total monthly cost$2,275.20
Interest paid over 5-yr term$91,712.63
Balance at end of term$287,840.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,922.06

Cash Needed at Closing

Minimum down payment$20,000
Estimated BC PTT$6,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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