Property Type: Detached HouseOwnership: Freehold

870 Sayward Rd

Sayward, BC V0P1R0

$780,000

5 bed2 bath6 parking2,042 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Lot size
9.84 acres
Zoning
Rural residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,071.65

Interior

Heating
Forced air, Wood
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dryer

Exterior & Lot

View
Mountain view, River view, View
Lot features
Acreage, Wooded area, Other, Marine Oriented

Building

Parcel ID (PID)
004-061-292

Parking

Total spaces
6 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
WorkshopOther15'11 x 11'6
Unfinished RoomLower level30'8 x 30'9
DenLower level15'0 x 10'7
Primary BedroomSecond level15'5 x 13'4
BedroomSecond level13'1 x 10'3
BedroomSecond level8'1 x 10'1
BedroomSecond level12'6 x 10'2
BathroomSecond level2-Piece
OfficeMain level7'7 x 5'7
Mud roomMain level11'4 x 7'8
Living roomMain level17'3 x 11'1
Laundry roomMain level11'5 x 8'8
KitchenMain level17'9 x 19'9
Family roomMain level18'5 x 19'9
Dining roomMain level12'1 x 11'2
BedroomMain level11'6 x 11'1
BathroomMain level4-Piece

Listing Information

MLS®
1040758
Listed
June 19, 2026
Time on market
On the market for 74 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

This versatile rural property offers more than a home—it offers a lifestyle. Set on just under 10 acres in the Sayward Valley, it’s ideal for country living, farming, or equestrian use. The land features a two-stall garage, large barn with horse stalls, chicken coop, full workshop,established gardens, and space to expand or operate a small roadside stand. The four-bedroom home is thoughtfully laid out with the primary bedroom on the main floor, featuring a bay window overlooking the forest and creek. Three additional bedrooms provide comfortable space for family and guests. A bright country kitchen and living room with wood-burning stove open to a deck with hot tub—perfect for enjoying mountain sunsets. An additional room offers flexible home office or hobby space. Mature trees create privacy and a peaceful setting. A charming cabin overlooks the creek and offers potential as a guest retreat or studio, with the ability to kayak from the property to the estuary and ocean. (id:63159)

Values & Trends

This listing

$382/sqft

Building average

No other active listings in this building

Kelsey Bay/Sayward average

$399/sqft

12 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

334

(2021 Census)

+7.4% since 2016

Density: 75.2/km²

Dwellings: 182

Median household income: $55,200

After-tax: $52,800

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United Kingdom3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sayward Elem-Jr SecondaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($53,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$624,000.00
Periodic payment — Principal & Interest (monthly)$4,025.84
Additional monthly expenses (strata, tax, utilities, etc.)$274.64
Total monthly cost$4,300.47
Interest paid over 5-yr term$178,840.19
Balance at end of term$561,290.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$53,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,590.38

Cash Needed at Closing

Minimum down payment$53,000
Estimated BC PTT$13,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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