Property Type: TownhouseOwnership: Strata

8700 Clerke Road Unit# 3

Coldstream, BC V0E1W2

$489,000

2 bed2 bath2 parking1,321 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$215/mo
Annual property tax
$1,648.56

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
OtherMain level10'0'' x 15'0''
Laundry roomMain level8'8'' x 9'3''
4pc BathroomMain level7'11'' x 8'5''
BedroomMain level11'1'' x 12'3''
OtherMain level5'0'' x 5'8''
4pc Ensuite bathMain level4'11'' x 12'2''
Primary BedroomMain level10'11'' x 14'7''
Living roomMain level16'5'' x 19'7''
Dining roomMain level8'4'' x 15'1''
KitchenMain level11'6'' x 13'8''

Listing Information

MLS®
10398401
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to this spacious, level-entry 2 bed, 2 bath townhouse in the heart of Coldstream, offering 1,300+ sq. ft. of comfortable living space &unparalleled spectacular views of Kalamalka Lake. Step into a bright & well-maintained home featuring high-quality flooring & a functional layoutdesigned for both everyday living & entertaining.The generous kitchen boasts ample cupboard & counter space, SS appliances & room for abreakfast nook or potential island addition—perfect for inspiring your inner chef.The open-concept living & dining areas seamlessly flow onto alarge 15x10ft deck, where you can soak in panoramic lake & valley views—including the picturesque Coldstream orchards.Retreat to the primarybedroom which includes its own lake view, a w/i closet, & an ensuite bathroom. The 2nd bedroom makes a perfect guest room or home office,with a second 4pc bath & in-unit laundry completing the main floor. Additional highlights include: 2 parking spots (rare!); ample storage in thelaundry/utility room & outdoor storage space; pet-friendly & rentals allowed; low-maintenance lifestyle – yard work is taken care of! Poly B has been replaced. Ideallylocated just steps from Okanagan College, athletic fields, walking paths, & minutes to Kalamalka Beach, Kalamalka Park, & downtown Vernon,this property offers the best of the Okanagan lifestyle. Whether you're looking to downsize, invest, or settle into a serene & scenic home—this isa must-see opportunity! (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$416/sqft

3 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kidston ElementaryElementary2.3 km
Clarence Fulton SecondaryElementary2.6 km
Mission Hill ElementaryElementary2.7 km
Kalamalka SecondaryElementary2.9 km
Ellison ElementaryElementary3.0 km
Alternative Learning ProgramSecondary3.8 km
St James(Independent)Elementary3.9 km
Vernon SecondaryElementary4.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Kalamalka Country Club600 m
  • Unnamed783 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$391,200.00
Periodic payment — Principal & Interest (monthly)$2,523.89
Additional monthly expenses (strata, tax, utilities, etc.)$417.98
Total monthly cost$2,941.87
Interest paid over 5-yr term$112,119.04
Balance at end of term$351,885.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,572.23

Cash Needed at Closing

Minimum down payment$24,450
Estimated BC PTT$7,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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