Property Type: Detached HouseOwnership: FreeholdNEW LISTING

8758 Holding Road Unit# 1

Adams Lake, BC V0E1M2

$1,199,900

4 bed3 bath11 parking3,449 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$63/mo
Annual property tax
$3,019.31

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown
Water source
Private Utility
Sewer
Septic tank
Parcel ID (PID)
002-652-731

Parking

Total spaces
11 — covered indicated
Features
Attached Garage, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement7'8'' x 7'1''
Utility roomBasement13'10'' x 7'6''
4pc BathroomBasement11'8'' x 7'
BedroomBasement14' x 9'6''
BedroomBasement13'9'' x 11'3''
Recreation roomBasement26'3'' x 32'7''
OtherMain level28'8'' x 29'5''
Laundry roomMain level9'3'' x 7'2''
3pc BathroomMain level8' x 7'3''
BedroomMain level13'3'' x 11'7''
FoyerMain level12'8'' x 6'3''
4pc Ensuite bathMain level14'5'' x 5'7''
Primary BedroomMain level13'2'' x 14'8''
KitchenMain level19'8'' x 11'10''
Dining roomMain level12' x 10'
Living roomMain level20'1'' x 26'5''

Listing Information

MLS®
10399106
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 29, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

Experience an extraordinary waterfront retreat on the pristine shores of Adams Lake, away from the Shuswap Lake crowds with a fraction of the boat traffic. Owned by the same family for over 60 years, this property is located within the exclusive gated community of Adams Lake Estates. The beautifully renovated 4-bed 3-bath log home offers the perfect blend of timeless craftsmanship and modern luxury. Inside, every detail has been thoughtfully curated, from the gourmet kitchen with quartz countertops and premium appliances to the beautifully renovated bathrooms, heated floors in the primary ensuite, soaring ceilings, rich hardwood flooring, and smart home technology. Extensive upgrades between 2022-2026 include a new roof, furnace, hot water tank, plumbing, electrical, lighting, and professionally restored log exterior, creating a truly turnkey home. The walkout lower level is designed for entertaining, featuring a spacious family room with wood-burning fireplace and wet bar. Residents enjoy exclusive access to a private marina with dock moorage, boat launch, one of the area's finest sandy beaches, swim dock, and a playground for the kids - all with low strata fees of just $62.50/month. Just 11 km from the Trans Canada Highway, you are less than an hour from Kamloops and 20 minutes from Scotch Creek for groceries, dining, and services. This is a rare opportunity to own a legacy waterfront property where luxury, tranquility, and the unmatched beauty of Adams Lake come together. (id:63159)

Values & Trends

This listing

$348/sqft

Building average

No other active listings in this building

Adams Lake average

$463/sqft

9 active listing(s)

Parking: 11 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Chase Elementary-SecondaryElementary14.7 km
Haldane ElementaryElementary14.7 km
Sorrento ElementaryElementary15.0 km
Sun Peaks SchoolElementary/Middle16.8 km
North Shuswap ElementaryElementary/Middle21.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (strata, tax, utilities, etc.)$486.11
Total monthly cost$6,679.19
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,496.37

Cash Needed at Closing

Minimum down payment$94,990
Estimated BC PTT$21,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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