Property Type: Land / LotOwnership: Freehold

8758 HOLDING Road Unit# 7

Adams Lake, BC V0E1M2

$399,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$63/mo
Annual property tax
$928

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Listing Information

MLS®
10374095
Listed
February 23, 2026
Time on market
On the market for 189 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Rare offering - The last remaining freehold gem in this sought-after lakeside community! A beautiful gated bareland strata with private beach, boat launch and boat slips at Adams Lake Estates. Build your dream home or cabin along the pristine shores of Adams Lake, with power and water already connected. Steps from the beach, you'll enjoy endless opportunities for swimming, boating, and fishing. For those who love to hike, the nearby Adams River Flume Trail offers breathtaking views. Conveniently located within walking distance of the local store, 1 hour drive from Kamloops and just a 20-minute drive to Talking Rock Golf Course. Low monthly strata 62.50/month. This rare non-leasehold lot is ready to make your lake house dreams come true. (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Chase Elementary-SecondaryElementary15.7 km
Haldane ElementaryElementary15.7 km
Sun Peaks SchoolElementary/Middle16.1 km
Sorrento ElementaryElementary16.7 km
North Shuswap ElementaryElementary/Middle23.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$139.83
Total monthly cost$2,199.20
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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