Property Type: Detached HouseOwnership: Freehold

8800 Seymour Arm Main Road Unit# 21

Seymour Arm, BC V0E1M0

$390,000

3 bed2.5 bath1 parking1,728 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres
Frontage
100 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$58/mo
Annual property tax
$1,357

Interior

Heating
Radiant/Infra-red Heat
Fireplace
None
Flooring
Laminate

Exterior & Lot

Exterior features
Cedar Siding
View
Lake view, Mountain view, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomSecondary Dwelling Unit16'5'' x 14'5''
Partial bathroomSecond level6'3'' x 6'3''
BedroomSecond level11'2'' x 11'
BedroomSecond level21' x 11'4''
Primary BedroomSecond level22'10'' x 14'9''
Utility roomMain level14'8'' x 9'
4pc BathroomMain level9'1'' x 5'6''
KitchenMain level14'9'' x 9'0''
Living roomMain level14'9'' x 14'8''

Listing Information

MLS®
10343280
Listed
April 14, 2025
Time on market
On the market for 504 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty LTD · Data source: CREA DDF.

Description

Escape to the wonders of Shuswap Lake in 2026 with this affordably priced, off-grid cabin located in a stunning waterfront development. Fully equipped and ready to be your own private retreat, this charming property offers the perfect opportunity to embrace nature and relax in a serene setting. Located in Freeman Point waterfront development, exquisite 3 bedroom, 2 bath oasis boasting a warm and inviting cabin ambiance. This meticulously designed retreat features covered decks perfect for gazing at the stunning surroundings. The property includes a spacious attached garage/shop/boathouse and a detached bunkie or workshop for added convenience. Situated mere steps from the picturesque sandy shores of Shuswap Lake, residents can luxuriate in the private common beach and dock, all within the tranquil setting adjacent lush marine park. Despite its off-grid status, the home seamlessly blends modern technology with nature, offering satellite internet access, cell service and solar power with a whisper-quiet generator, and on-demand hot water. Indulge in a secluded, upscale lakeside lifestyle with this exceptional offering. This versatile property offers year-round appeal, with the potential to enhance comfort during all seasons. By incorporating additional heating options such as a pellet stove or extra heaters, residents can fully capitalize on the enjoyment of both winter snowmobiling and summer relaxation by the lake. Ideal for those who value seasonal activities and seek a property that can adapt to different weather conditions, this home provides endless possibilities for a variety of outdoor pursuits throughout the year. Turn-key, furnishings included. (id:63159)

Values & Trends

This listing

$226/sqft

Building average

No other active listings in this building

Shus./Anstey/Sey. average

$468/sqft

13 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$312,000.00
Periodic payment — Principal & Interest (monthly)$2,012.92
Additional monthly expenses (strata, tax, utilities, etc.)$257.41
Total monthly cost$2,270.33
Interest paid over 5-yr term$89,420.10
Balance at end of term$280,645.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,849.02

Cash Needed at Closing

Minimum down payment$19,500
Estimated BC PTT$5,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,800

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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