Property Type: Detached HouseOwnership: Freehold

8832 Carmanah Terr

North Saanich, BC V8L5E9

$1,399,000

3 bed3 bath3 parking2,329 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Lot size
15,245 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,577

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
BathroomMain level2-Piece
EnsuiteMain level5-Piece
Laundry roomMain level9' x 15'
Family roomMain level14' x 17'
BedroomMain level11' x 11'
BedroomMain level10' x 15'
BathroomMain level4-Piece
Primary BedroomMain level15' x 20'
KitchenMain level10' x 17'
Dining roomMain level13' x 13'
Living roomMain level15' x 16'
EntranceMain level10' x 10'

Listing Information

MLS®
1046588
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Don’t miss this well maintained 3-bedroom, 3-bathroom level-entry rancher tucked away on a dead-end street in the quiet Dean Park neighbourhood. Offering nearly 2,400 sq. ft. of living space, this bright and spacious home features tons of natural light from numerous skylights, generous room sizes, and a functional layout designed for easy everyday living. Highlights include:Renovated bathrooms, On-demand hot water,200-amp electrical panel, Greenhouse and shop are both serviced, canoe/kayak lift in the garage, double-sided fireplace ,Vermont Casting fireplace in family room, new hardwood flooring, freshly painted interiors Outside, enjoy beautifully manicured grounds and a private rear patio—an ideal spot for morning coffee,, or entertaining guests. John Dean Park is just steps away, offering easy access to beautiful trails and outdoor recreation. A peaceful setting, spacious layout, thoughtful updates, and an unbeatable connection to nature make this rancher a home worth seeing (id:63159)

Values & Trends

This listing

$601/sqft

Building average

No other active listings in this building

Dean Park average

$598/sqft

10 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,235

(2021 Census)

+8.8% since 2016

Density: 329.3/km²

Dwellings: 5,235

Median household income: $121,000

After-tax: $104,000

Immigrant population: 16.6%

Top countries of origin (% of total population)

  • United Kingdom6.8% · 830
  • United States of America1.6% · 195
  • Germany0.8% · 100
  • Netherlands0.8% · 100
  • India0.7% · 80
  • China0.5% · 60
  • South Africa, Republic of0.4% · 45
  • Hong Kong0.2% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
ḰELSET ElementaryElementary1.1 km
SD 63 Individual Learning CentreSecondary2.8 km
Sidney ElementaryElementary4.1 km
Stelly's SecondarySecondary4.9 km
North Saanich Middle SchoolMiddle5.1 km
Brentwood ElementaryElementary5.3 km
Parkland SecondarySecondary5.5 km
Bayside Middle SchoolMiddle5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($114,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,200.00
Periodic payment — Principal & Interest (monthly)$7,220.70
Additional monthly expenses (strata, tax, utilities, etc.)$497.42
Total monthly cost$7,718.12
Interest paid over 5-yr term$320,765.94
Balance at end of term$1,006,724.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$114,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,874.28

Cash Needed at Closing

Minimum down payment$114,900
Estimated BC PTT$25,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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