Property Type: Detached HouseOwnership: Freehold

8858 GALA BAY ROAD

Fraser Lake, BC V0J1S0

$299,000

3 bed1 bath816 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.6 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,802.53 (2025)

Interior

Basement
None
Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view
Waterfront
Waterfront

Building

Foundation
Unknown
Roof
Metal, Conventional
Parcel ID (PID)
023-387-734

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level

Listing Information

MLS®
R3101979
Listed
March 20, 2026
Time on market
On the market for 164 days
Tax assessment year
2025
Data last synced
August 29, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Great southern exposure property. Includes 3 bedroom cabin with a great view of the lake from the full length sundeck. Inside the cabin, it has open floor plan with wood heater to enjoy on the cooler days. Off the living room, leads onto the deck then a few steps down to a firepit area. Bathroom is seasonal with tub and sink, plus compost toilet. Property has steps and trail leading down to approximately 99 feet of lake shore to with a nice size deck to enjoy this lake front property with an area to park your small fishing boat or paddle boards. Other features include out house, storage shed and workshop area. (id:63159)

Values & Trends

This listing

$366/sqft

Building average

No other active listings in this building

Fraser Lake average

$289/sqft

21 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mouse Mountain ElementaryElementary9.3 km
Fraser Lake Elem-SecondaryK-129.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,200.00
Periodic payment — Principal & Interest (monthly)$1,543.24
Additional monthly expenses (strata, tax, utilities, etc.)$191.21
Total monthly cost$1,734.45
Interest paid over 5-yr term$68,555.41
Balance at end of term$215,161.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,184.25

Cash Needed at Closing

Minimum down payment$14,950
Estimated BC PTT$3,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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