Property Type: Land / LotOwnership: Freehold

8872 Hampshire Crescent

Vernon, BC V1H2K9

$375,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.16 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,025

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10384529
Listed
April 28, 2026
Time on market
On the market for 125 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Build your Okanagan dream home on this exceptional lot in the highly desirable Adventure Bay community. Ideally suited for a rancher with a walkout basement, this property offers the perfect layout to take full advantage of the beautiful surroundings and natural light. Enjoy sweeping views of Okanagan Lake and the surrounding mountains, creating a peaceful and scenic setting you’ll appreciate year-round. Whether you're designing a full-time residence or a relaxing retreat, this lot provides the ideal canvas for comfortable, easy living. Adventure Bay offers a true Okanagan lifestyle, with access to a private beach, wharf, tennis/pickleball court and an extensive network of walking trails. Spend your days enjoying the outdoors, all while being just a short drive from Vernon and its many amenities including shopping, dining, and services. A building commitment is required, with approved builders to ensure the quality and character of the community. Annual Adventure Bay fees of $780.78 (RFUA) apply and contribute to the upkeep of shared amenities and recreational spaces. ( Have a right to increase ) GST is separate and is applicable to the sale. (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary4.4 km
Ellison ElementaryElementary6.8 km
Clarence Fulton SecondaryElementary7.1 km
Mission Hill ElementaryElementary9.1 km
Alexis Park ElementaryElementary10.1 km
St James(Independent)Elementary10.4 km
Kidston ElementaryElementary10.6 km
Ecole Beairsto ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$300,000.00
Periodic payment — Principal & Interest (monthly)$1,935.50
Additional monthly expenses (strata, tax, utilities, etc.)$168.75
Total monthly cost$2,104.25
Interest paid over 5-yr term$85,980.86
Balance at end of term$269,850.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,739.44

Cash Needed at Closing

Minimum down payment$18,750
Estimated BC PTT$5,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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