Property Type: Land / LotOwnership: Freehold

8913 SHAUGHNESSY Street

Canal Flats, BC V0A1E0

$75,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.21 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,120.99

Interior

Fireplace
None

Listing Information

MLS®
10370836
Listed
December 9, 2025
Time on market
On the market for 266 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

The perfect piece of land! This large flat lot (60' x 150') gives you lots of space to spread out, and with no building commitment, no building scheme or extra restrictions and access to Canal Flats municipal water and sewer near the lot line - this is affordable and simple to build on. Take the time to plan what you want to build and build it when you are ready! Also the Canal Flats zoning rules allow for some flexibility on number of units and home based business options! (id:63159)

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

802

(2021 Census)

+20.1% since 2016

Density: 72.4/km²

Dwellings: 470

Median household income: $71,500

After-tax: $65,000

Immigrant population: 4.7%

Top countries of origin (% of total population)

  • United States of America1.2% · 10
  • United Kingdom1.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary705 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$60,000.00
Periodic payment — Principal & Interest (monthly)$387.10
Additional monthly expenses (strata, tax, utilities, etc.)$93.42
Total monthly cost$480.52
Interest paid over 5-yr term$17,196.17
Balance at end of term$53,970.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,750
Stress test qualifying rate8.09%
Payment you must qualify for$547.89

Cash Needed at Closing

Minimum down payment$3,750
Estimated BC PTT$750
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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