892 Waterloo Road
Castlegar, BC V1N4K8
$939,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.55 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,614.32
Interior
- Heating
- Heat Pump, Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
Building
- Foundation
- Insulated Concrete Forms
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 2 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | 7'6'' x 12'5'' |
| Living room | Main level | 16'5'' x 14'7'' |
| Kitchen | Main level | 12'5'' x 20'8'' |
| Laundry room | Main level | 5' x 8'4'' |
| Bedroom | Main level | 11'5'' x 10'3'' |
| Bedroom | Main level | 10'3'' x 9'9'' |
| Full bathroom | Main level | — |
| Full ensuite bathroom | Main level | — |
| Primary Bedroom | Main level | 13'1'' x 13'9'' |
| Storage | Basement | 7'2'' x 6'7'' |
| Storage | Basement | 7'1'' x 10'6'' |
| Bedroom | Basement | 10'8'' x 9'10'' |
| Bedroom | Basement | 18'6'' x 12'1'' |
| Full bathroom | Basement | — |
| Recreation room | Basement | 27'6'' x 18'2'' |
Listing Information
- MLS®
- 10386374
- Listed
- May 7, 2026
- Time on market
- On the market for 116 days
- Data last synced
- August 28, 2026
Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.
Description
Welcome to 892 Waterloo Road, a custom-built Winton Global rancher with a walkout basement, offering elevated design, quality construction, and timeless appeal. Now vacant and ready for quick possession, this impressive home is move-in ready and available for immediate enjoyment. Built in 2012 from the ground up, this 5 bedroom, 3-bath residence showcases superior craftsmanship with an ICF block foundation, engineered floor system, premium lumber, and upgraded windows, delivering exceptional energy efficiency, durability, and year-round comfort. The open-concept main floor is designed for both everyday living and entertaining, featuring 9-foot ceilings and dramatic 12-foot vaulted ceilings in the living room and primary suite that create a bright, spacious atmosphere. Large windows bring in natural light while framing the surrounding landscape. Enjoy seamless indoor-outdoor living with a large covered deck, perfect for relaxing or hosting in any season. The property also features a spacious double garage, expansive paved driveway, and fully fenced backyard, offering privacy, functionality, and plenty of space for family life or entertaining. A beautifully crafted home where quality construction, thoughtful design, and comfort come together—now vacant and ready for immediate possession. (id:63159)
Values & Trends
This listing
$341/sqft
Building average
—
No other active listings in this building
Ootischenia average
$376/sqft
11 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
17°C
Mainly Clear
Humidity 66%
Wind NNW 4 km/h
Tonight
10°
Tuesday
27°
Tuesday night
13°
Wednesday
20°
Wednesday night
12°
Thursday
18°
Source: Environment and Climate Change Canada.
Population
8,338
(2021 Census)
+3.7% since 2016
Density: 419.6/km²
Dwellings: 3,702
Median household income: $81,000
After-tax: $73,000
Immigrant population: 8.6%
Top countries of origin (% of total population)
- United Kingdom1.9% · 155
- United States of America1.1% · 95
- Portugal0.7% · 55
- Italy0.5% · 40
- India0.4% · 35
- Jamaica0.4% · 30
- Philippines0.4% · 30
- Russian Federation0.3% · 25
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Kinnaird Elementary | Elementary | 1.6 km |
| Twin Rivers Elementary | Elementary | 4.9 km |
| Stanley Humphries Secondary | Secondary | 4.9 km |
| Robson Community School | Elementary | 7.6 km |
| Brent Kennedy Elementary | Elementary | 19.5 km |
| Fruitvale Elementary | Elementary | 19.8 km |
| Sequoia Centre | Secondary | 19.8 km |
| Mount Sentinel Secondary | K-12 | 20.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Kootenay-Columbia (SD20)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($68,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.