8981 Jaffray Baynes Lake Road Lot# 18
Baynes Lake, BC V0B1T4
$285,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 0.05 acres
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Strata
- Annual property tax
- $0
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view
Listing Information
- MLS®
- 10397933
- Listed
- August 24, 2026
- Time on market
- On the market for 7 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.
Description
Everyone wants a cabin at the lake …. this is your opportunity. Fully serviced, gated community - water, sewer, garbage, power, grounds keeper, play park for the kids, only a short walk to the water – for low annual fees of $550 . The lot is a share sale opportunity and offers exclusive use of Lot 18. This property includes a cozy bunkhouse / toy shed, stone patio with fire pit, raised wooden deck with some privacy and with lake views, a private buoy is included to secure a spot for your watercraft, sandy beach, swimming area, boat launch, dock. Make your summers special -- open from April through October, this Koocanusa summer home is your perfect place for boating, swimming, fishing, biking, and off roading. Close to Jaffray, Elko, and Baynes Lake for local events and markets. THE “KOOC” IS WAITING …………. (id:63159)
Location Insights
Weather
Nearest station: Cranbrook
15°C
Mainly Clear
Humidity 61%
Wind SW 4 km/h
Tonight
9°
Tuesday
27°
Tuesday night
13°
Wednesday
22°
Wednesday night
10°
Thursday
18°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Jaffray Elem-Jr Secondary | Elementary/Middle | 8.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: South East Kootenay (SD5)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.