Property Type: Condo / ApartmentOwnership: Strata

9 1584 Adelaide St

Crofton, BC V0R1R0

$849,000

5 bed3 bath2 parking2,272 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Lot size
5,610 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$5,631

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level7'9 x 28'0
BathroomMain level2-Piece
BedroomMain level13'1 x 12'1
EnsuiteMain level5-Piece
Primary BedroomMain level12'9 x 12'2
KitchenMain level11'6 x 13'2
Dining roomMain level6'8 x 9'4
Living roomMain level15'7 x 19'1
BathroomLower level4-Piece
BedroomLower level12'2 x 9'7
BedroomLower level10'5 x 11'0
BedroomLower level11'2 x 10'5
Laundry roomLower level8'7 x 6'7
EntranceLower level13'5 x 5'7

Listing Information

MLS®
1040115
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: D.F.H. Real Estate Ltd. (CwnBy) · Data source: CREA DDF.

Description

Welcome to this beautifully maintained 5-bedroom, 3-bathroom home offering 2,272 sq. ft. of finished living space and wonderful ocean views. The main level features an open-concept living, dining, and kitchen area and flows out to a covered rear patio overlooking the fully fenced backyard. The light filled living room opens onto an entertainment-sized, east-facing deck where you can take in stunning ocean views toward Salt Spring Island and beyond. The lower level offers three additional bedrooms, laundry, and access to the full double garage. Ideally situated, just a short stroll from village amenities, parks, beaches, and waterfront recreation, this is a wonderful opportunity to enjoy a relaxed coastal lifestyle in a location you'll love to call home. (id:63159)

Values & Trends

This listing

$374/sqft

Building average

No other active listings in this building

Crofton average

$409/sqft

2 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Crofton Elementary Community SchoolElementary300 m
Maple Bay ElementaryElementary6.6 km
Alex AitkenElementary7.9 km
Queen of Angels School(Independent)Elementary/Middle8.7 km
Alexander ElementaryElementary8.8 km
Quamichan SchoolSecondary8.8 km
Drinkwater ElementaryElementary9.1 km
Duncan Christian School(Independent)K-129.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Northview Park372 m
  • Queen Street Park · 8060 Queen Street541 m
  • Crofton Recreation Park659 m
  • Crofton Community Centre691 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$583.25
Total monthly cost$4,965.22
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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