Property Type: Detached HouseOwnership: Freehold

9005 3 & 95 Highway

Yahk, BC V0B2P0

$419,000

3 bed2.5 bath8 parking1,490 sqftBuilt 1977
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.62 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,304

Interior

Basement
Full
Heating
Baseboard heaters, Electric
Fireplace
None
Flooring
Laminate, Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Mountain view, River view
Waterfront
Waterfront on river

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — uncovered indicated
Features
RV

Room Dimensions

RoomLevelDimensions
OtherMain level7'8'' x 30'10''
Hobby roomBasement9'6'' x 11'0''
Hobby roomBasement11'6'' x 14'9''
OtherBasement7'0'' x 7'4''
StorageBasement8'6'' x 8'6''
BedroomBasement11'6'' x 10'10''
Dining nookBasement6'6'' x 5'3''
Laundry roomBasement10'6'' x 19'3''
BedroomMain level12'0'' x 8'7''
4pc BathroomMain level6'10'' x 7'6''
Primary BedroomMain level10'0'' x 11'7''
2pc BathroomMain level4'3'' x 8'0''
KitchenMain level10'10'' x 19'2''
Living roomMain level14'6'' x 24'6''

Listing Information

MLS®
10398013
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Direct Access to Moyie River! If you are looking for an affordable rural home and property check out this listing. Centrally located between Creston and Cranbrook, this home and property offers so much value for the price. The charming older home has had some updates and is move in ready for you. Features include an updated main bathroom, kitchen upgrades, a large cold room in the lower level, a screened in porch and much more. Featuring a fully fenced yard, mature landscaping, and a private backyard overlooking the Moyie River. Other buildings on the property included a separately metered building that could be used for a business for you or for you to rent out for some added income, or perhaps convert it to living space for a family member. There is a large storage building, another workshop, a fenced in chicken coop and pen and much more. Contact your REALTOR for an appointment to view, this property feels much larger than .62 of an acre because it is all useable land. The Sellers can be very flexible on closing and possession dates to suit what you need. The value is evident with this home and property and what is not to love about backing onto the Moyie River below you property. Come take a look and imagine all the possibilities! (id:63159)

Values & Trends

This listing

$281/sqft

Building average

No other active listings in this building

Arrow Creek to Yahk average

$329/sqft

9 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$335,200.00
Periodic payment — Principal & Interest (monthly)$2,162.60
Additional monthly expenses (strata, tax, utilities, etc.)$350.33
Total monthly cost$2,512.93
Interest paid over 5-yr term$96,069.28
Balance at end of term$301,513.48

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,060.87

Cash Needed at Closing

Minimum down payment$20,950
Estimated BC PTT$6,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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