Property Type: Detached HouseOwnership: Freehold

9027 Planet Mine Road

Stump Lake, BC V1K0C5

$899,900

3 bed3 bath2,860 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.62 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,116

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Conventional

Exterior & Lot

Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
OfficeBasement10' x 17'
Laundry roomBasement6' x 7'
SaunaBasement8' x 4'
DenBasement10' x 17'
Games roomBasement24' x 33'
3pc BathroomBasement
Primary BedroomSecond level12' x 22'
Full ensuite bathroomSecond level
BedroomMain level14' x 11'
BedroomMain level12' x 11'
Full bathroomMain level
Dining roomMain level7' x 10'
Living roomMain level12' x 22'
KitchenMain level10' x 18'

Listing Information

MLS®
10375248
Listed
February 6, 2026
Time on market
On the market for 206 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Waterfront home at Stump Lake! This 0.62 acre sunny paradise is a quiet escape from city life with tons of room to make memories with family, friends and guests. On the main level find a modern kitchen, 2 bedrooms, 1 bathroom, and vaulted living room with wood fireplace and floor-to-ceiling windows that opens to a huge 42x15 covered deck, perfect for bbq, outdoor entertaining and relaxing with the perfect view of the lake. Upstairs the master bedroom with 3pc ensuite and balcony enjoys a little extra privacy. Downstairs find a massive fully finished rec room, a large den, sauna, wood fireplace, bathroom, laundry and storage. Central vac, AC, and 200 amp electrical service. Rec room opens to a 42x15 covered wraparound patio that welcomes games and outdoor activities in the shade. Down to the water, find a detached storage shed and a private dock ready for watercraft, paddleboards, swimming and more. A truly unique home with countless features on blissful lakeside land. (id:63159)

Values & Trends

This listing

$315/sqft

Building average

No other active listings in this building

Stump Lake average

$362/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kamloops

Partly Cloudy

20°C

Partly Cloudy

Humidity 56%

Wind E 13 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
N'kwala School(Independent)K-1224.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$402.67
Total monthly cost$5,047.35
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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