Property Type: Detached HouseOwnership: Freehold

917 12th Street S

Golden, BC V0A1H0

$449,900

3 bed1 bath1,814 sqftBuilt 1901
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,160

Interior

Heating
Stove, See remarks, Wood
Fireplace
None

Parking

Features
Carport, Rear, Street

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomMain level4' x 8'
Unfinished RoomBasement26' x 23'
BedroomMain level9'8'' x 13'2''
BedroomMain level8'8'' x 11'6''
Primary BedroomMain level9'10'' x 14'7''
KitchenMain level13'2'' x 16'4''
Living roomMain level13'2'' x 14'7''

Listing Information

MLS®
10387259
Listed
May 15, 2026
Time on market
On the market for 108 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX of Golden · Data source: CREA DDF.

Description

Charming older home in a convenient Golden location, close to local shops, schools, parks, and everyday amenities. This three-bedroom, one-bathroom home offers comfortable main-floor living, with a half basement that provides additional storage or utility space, and access to the oil furnace. The home would benefit from some updating, but offers excellent potential for first-time home buyers, investors, or anyone looking to get into the Golden market. With both side and back alley access, plus adequate front and rear yards, the property offers practical outdoor space and added flexibility. Golden’s unbeatable setting also puts you within easy reach of some of Canada’s most spectacular national parks, including Yoho, Glacier, Kootenay, and Banff, making this a great home base for mountain living and year-round adventure. (id:63159)

Values & Trends

This listing

$248/sqft

Building average

No other active listings in this building

Golden average

$476/sqft

42 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

11°C

Mostly Cloudy

Humidity 100%

Wind NNE 4 km/h

Tonight

Tuesday

24°

Tuesday night

11°

Wednesday

23°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,986

(2021 Census)

+7.5% since 2016

Density: 351.8/km²

Dwellings: 1,892

Median household income: $87,000

After-tax: $76,000

Immigrant population: 11.3%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 100
  • India1.9% · 75
  • Philippines1.4% · 55
  • United States of America1.1% · 45
  • Germany0.8% · 30
  • Italy0.5% · 20
  • France0.4% · 15
  • Netherlands0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Golden Alternate SchoolSecondary301 m
La ConfluenceElementary373 m
Lady Grey ElementaryElementary618 m
Alexander Park ElementaryElementary820 m
Golden SecondarySecondary1.1 km
Nicholson ElementaryElementary6.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Papa Bear's Kitchen274 m
  • Golden Sushi317 m
  • The Turning Point319 m
  • The Wolf's Den398 m
  • The Island · 101 10th Avenue556 m

Cafes (3)

  • Jita's Cafe · 1007 11th Ave N 11th Avenue North216 m
  • Four Points Books · 409 9th Avenue North653 m
  • Bacchus Cafe767 m

Grocery (1)

  • Save-On-Foods169 m

Parks (4)

  • Unnamed213 m
  • Unnamed477 m
  • Alexander park541 m
  • Spirit Square755 m

Banks & ATMs (1)

  • Columbia Valley Credit Union · 511 Main Street799 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (strata, tax, utilities, etc.)$271.00
Total monthly cost$2,593.08
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,286.59

Cash Needed at Closing

Minimum down payment$22,495
Estimated BC PTT$6,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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