Property Type: Detached HouseOwnership: Freehold

926 HOLDEN Road

Penticton, BC V2A9G6

$1,050,000

4 bed4.5 bath3 parking3,037 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.08 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,123

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, Other, Rear

Room Dimensions

RoomLevelDimensions
Living roomAdditional Accommodation13'1'' x 13'6''
KitchenAdditional Accommodation9' x 13'6''
Full bathroomAdditional Accommodation
BedroomAdditional Accommodation12'10'' x 9'11''
Recreation roomBasement22' x 12'9''
Utility roomBasement5' x 5'4''
Laundry roomSecond level8'5'' x 7'2''
BedroomSecond level14'8'' x 11'8''
BedroomSecond level14'8'' x 10'11''
Full bathroomSecond level
OtherSecond level9'2'' x 4'10''
Primary BedroomSecond level13'11'' x 13'8''
Full ensuite bathroomSecond level
Partial bathroomMain level
Mud roomMain level8'8'' x 8'2''
FoyerMain level7'1'' x 8'8''
Living roomMain level16'6'' x 13'5''
Dining roomMain level19'6'' x 14'
KitchenMain level14'3'' x 13'6''

Listing Information

MLS®
10397952
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

QUICK POSSESSION AVAILABLE! This well designed home offers plenty of space, flexibility and an excellent opportunity for families looking for a home that can adapt to their needs. The main living area is bright and welcoming, with easy access to a large covered veranda complete with a natural gas BBQ connection, perfect for enjoying the outdoors throughout the year. Upstairs, all three bedrooms are conveniently located on the same level along with the laundry room. The spacious primary bedroom overlooks a private natural area, creating a peaceful and relaxing retreat. The full basement adds even more living space with a recreation room for the main home, plus a fully self contained legal one bedroom suite that is perfect for multigenerational living or as a mortgage helper. The suite has its own private entrance, laundry and designated surface parking space, giving both the homeowner and suite occupant plenty of privacy. It also provides excellent flexibility for extended family, long term rental income or Airbnb use. Outside, enjoy a private, beautifully landscaped backyard along with the added convenience of a detached double garage. The garage is equipped with 220 volt service and a 100 amp panel, making it well suited for electric vehicle charging, a workshop or additional hobby space. Quick possession is available, making this a great opportunity to settle in without the wait. (id:63159)

Values & Trends

This listing

$346/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$415/sqft

30 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary1.7 km
Entre-lacsElementary/Middle2.3 km
Uplands ElementaryElementary2.9 km
Wiltse ElementaryElementary3.3 km
Holy Cross School(Independent)Elementary/Middle3.5 km
ConnectEd - Alternative ProgramsSecondary3.5 km
Penticton SecondarySecondary3.6 km
Secondaire de PentictonSecondary3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed168 m
  • Unnamed430 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$840,000.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (strata, tax, utilities, etc.)$662.25
Total monthly cost$6,081.64
Interest paid over 5-yr term$240,746.41
Balance at end of term$755,582.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,458.96

Cash Needed at Closing

Minimum down payment$80,000
Estimated BC PTT$19,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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