Property Type: Condo / ApartmentOwnership: Strata

9327 Lake Trail Pl

Lake Cowichan, BC V0R2G0

$669,000

2 bed2 bath2 parking943 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Lot size
3,274 square feet
Zoning
Residential

CVRD Area I, RM-5

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$305/mo
Annual property tax
$4,141.08

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomSecond level3-Piece
Primary BedroomAdditional Accommodation18'6
Primary BedroomMain level
BathroomMain level4-Piece
Living roomMain level11'6 x 11'4
KitchenMain level8'3 x 11'2

Listing Information

MLS®
1032173
Listed
April 15, 2026
Time on market
On the market for 139 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

‘The Cabin Collection’ at Woodland Shores. Lake life-perfected! Own your own cabin on Cowichan Lake and create the lifestyle you have always dreamed of for you and your family in this 943 sq ft home. The main level provides open living with dining and kitchen space featuring 10’ ceilings, electric fireplace and sliders that open up to the covered patio. There is a laundry closet, a 4pc BA and the primary bedroom. Upstairs is an open loft style room, could be the primary bedroom with its own 3pc bath. The covered patio and fire pit area look out to the forest with lake glimpses. Built in 2019 this cabin is covered by New Home Warranty, has very easy care landscaping. Common amenities: Club House, 2 pools, 2 hot tubs, Lake House for gatherings and BBQ ing and each cabin has an individually assigned moorage and individual storage lockers for water toys etc.Located 30 min drive West of Duncan and just a short drive or boat ride into the Town of Lake Cowichan for amenities! (id:63159)

Values & Trends

This listing

$709/sqft

Building average

No other active listings in this building

Woodland Shores Cabin Collection average

No comparable active listings

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary13.4 km
Lake Cowichan SecondaryElementary14.2 km
Lake Cowichan ElementaryElementary14.2 km
Ladysmith SecondarySecondary20.9 km
Ladysmith PrimaryElementary21.2 km
Ladysmith IntermediateElementary21.3 km
North Oyster ElementaryElementary22.0 km
Cinnabar Valley ElementaryElementary22.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($41,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$535,200.00
Periodic payment — Principal & Interest (monthly)$3,452.93
Additional monthly expenses (strata, tax, utilities, etc.)$697.09
Total monthly cost$4,150.02
Interest paid over 5-yr term$153,389.86
Balance at end of term$481,414.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,822.18

Cash Needed at Closing

Minimum down payment$41,900
Estimated BC PTT$11,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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