Property Type: Condo / ApartmentOwnership: Strata

938 Deloume Rd

Mill Bay, BC V0R2P1

$1,039,900

2 bed2 bath3 parking1,758 sqftBuilt 2010
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Property Details

Property & Lot

Sub-type
House
Lot size
9,054 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$10/mo
Annual property tax
$5,574.58

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
3

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Unfinished RoomOther14' x 11'
PorchMain level7' x 11'
PatioMain level12' x 22'
WorkshopOther14' x 13'
BathroomMain level4-Piece
BedroomMain level11' x 11'
DenMain level12' x 11'
Laundry roomMain level7' x 6'
EnsuiteMain level4-Piece
Primary BedroomMain level15' x 15'
KitchenMain level9' x 14'
Dining roomMain level11' x 12'
Living roomMain level13' x 19'
EntranceMain level8' x 6'

Listing Information

MLS®
1037274
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Sooke · Data source: CREA DDF.

Description

Move-in ready ranch style home in highly sought after: Mill Springs Village. Thoughtfully updated & meticulously cared for, this 1-level residence offers the perfect blend of comfort, style & functionality. Bright & inviting layout features spacious living areas ideal for everyday living & entertaining. Updated kitchen shines w/new quartz countertops, tile backsplash & ample workspace for the home chef. The living room is warm & welcoming, highlighted by stunning rock feature wall surrounding the nat.gas FP. Fresh exterior paint provides exceptional curb appeal, while the manicured yard & mature gardens create a peaceful outdoor setting. French doors lead to a private patio w/hottub perfect for relaxing. Spacious primary offers a luxurious escape w/spa-inspired ensuite & sauna. Sizable den perfect for home office, & large walk-out crawl is ideal for a workshop or addtl storage. Complete w/garage, ample parking, & pride of ownership throughout. This exceptional home is sure to impress. (id:63159)

Values & Trends

This listing

$592/sqft

Building average

No other active listings in this building

Mill Springs average

$424/sqft

2 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Brentwood College(Independent)Secondary1.2 km
Frances Kelsey SecondarySecondary1.7 km
George Bonner ElementaryElementary2.5 km
St John's Preparatory Academy Shawnigan(Independent)K-124.8 km
Evergreen Independent School(Independent)Elementary5.4 km
Shawnigan Lake(Independent)Secondary5.5 km
Ecole Cobble Hill ElementaryElementary5.6 km
Discovery ElementaryElementary6.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Deloume Park West69 m
  • Deloume Park128 m
  • Deloume Park East129 m
  • Deloume Connector Trail140 m
  • Deloume Trail181 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($78,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$831,920.00
Periodic payment — Principal & Interest (monthly)$5,367.27
Additional monthly expenses (strata, tax, utilities, etc.)$562.55
Total monthly cost$5,929.81
Interest paid over 5-yr term$238,430.66
Balance at end of term$748,314.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$78,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,389.06

Cash Needed at Closing

Minimum down payment$78,990
Estimated BC PTT$18,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$99,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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