Property Type: Land / LotOwnership: Freehold

9432 Winchester Road Lot# 43

Fintry, BC V1H2E2

$99,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.54 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$523.2

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Listing Information

MLS®
10390053
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Enjoy the space and freedom of rural living on this 0.54-acre RU5-zoned lot in the welcoming Killiney Beach community on Winchester Road. Backing onto forested green space, this larger of the two available parcels offers room to design and build the home you’ve been dreaming of. Located approximately halfway between Kelowna and Vernon, you’ll appreciate the peaceful setting, natural surroundings, and exceptional value. RU5 zoning permits a single detached home, secondary suite, home-based business, accessory buildings and more, subject to RDCO regulations. Offered below BC Assessed Value. The neighbouring lot at 9444 Winchester Road is also available for purchase. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary13.2 km
Oyama Traditional SchoolElementary13.7 km
Ellison ElementaryElementary15.8 km
Clarence Fulton SecondaryElementary16.0 km
Davidson Road ElementaryElementary16.7 km
Mission Hill ElementaryElementary18.0 km
Kidston ElementaryElementary18.6 km
Alexis Park ElementaryElementary19.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$79,200.00
Periodic payment — Principal & Interest (monthly)$510.97
Additional monthly expenses (strata, tax, utilities, etc.)$43.60
Total monthly cost$554.57
Interest paid over 5-yr term$22,698.95
Balance at end of term$71,240.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,950
Stress test qualifying rate8.09%
Payment you must qualify for$723.21

Cash Needed at Closing

Minimum down payment$4,950
Estimated BC PTT$990
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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