Property Type: Land / LotOwnership: FreeholdRECENTLY LISTED

944 Bear Creek Road

West Kelowna, BC V1Z3T6

$1,800,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
84.62 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Building

Water source
None
Sewer
Septic tank
Parcel ID (PID)
006-219-586

Listing Information

MLS®
10398600
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 29, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

A rare opportunity to own an exceptional 84+ acre estate property just 15 minutes from downtown Kelowna. This expansive property offers an incredible combination of space, privacy, natural beauty, and existing infrastructure—all within close proximity to city amenities. Adding to the property’s appeal, a subdivision creating two separate parcels is substantially complete, providing a significant bonus and future flexibility for a buyer. Once finalized, the subdivision will create one approximately 10-acre parcel, with the balance of the acreage forming the second parcel—offering the potential to retain both parcels, create a separate estate property, or explore future opportunities. The acreage spans Bear Creek and includes easement access to the reservoir. At the top of the property, a large, level building site offers spectacular mountain views and the perfect setting to create your dream estate. Power, water, and septic services are already in place, with water supplied by a prolific well, while Starlink internet provides excellent connectivity. Over 30,000 trees have been planted since fall 2023, further enhancing the property’s natural setting and future privacy. Additional features include a greenhouse, two outbuildings currently used for laying chickens, and a fully fenced vegetable garden. Home plans are available at no additional cost, or bring your own vision and design the estate of your dreams. Acreages of this size, offering this level of privacy and natural beauty while being so close to Kelowna, are incredibly rare. With the added benefit of the substantially completed two-parcel subdivision, this property offers exceptional flexibility and long-term potential. Space, serenity, nature, and endless possibilities await. (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Rose Valley ElementaryElementary7.5 km
The Balsam School(Independent)Elementary8.7 km
Mar Jok ElementaryElementary8.7 km
Watson Road ElementaryElementary9.5 km
North Glenmore ElementaryElementary9.6 km
Bankhead ElementaryElementary9.7 km
Central School ProgramsK-129.9 km
Central SecondarySecondary9.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($360,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,440,000.00
Periodic payment — Principal & Interest (monthly)$9,290.39
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$9,290.39
Interest paid over 5-yr term$412,708.14
Balance at end of term$1,295,284.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$360,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,073.10

Cash Needed at Closing

Minimum down payment$360,000
Estimated BC PTT$34,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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